3126 Twisted Oak Loop, Kissimmee, FL 34744 Property Records

Osceola County property record for 3126 Twisted Oak Loop, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,837 sqft · built 2006
Lot Size	0.344 acres (14,984 sqft)
Owner	2 Individual Names on File
Last Sale	$308,900 (Apr 2016)
Tax Bill	$3,566 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-31-3111-0001-2260`

Property Details

APN / Parcel Number

Primary APN	`05-25-31-3111-0001-2260`
Alternative APNs	`253105311100012260` `129690`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,837 sqft Living Area
Gross Area	3,634 sqft
1st Floor Area	2,603 sqft
Upper Floors Area	234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,984 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	28 sqft
Porch	Finished/Open Porch
Porch Area	377 sqft
Deck Area	676 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3126 TWISTED OAK LOOP
City	KISSIMMEE
State	FL
Zip	34744-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	FELLS COVE PHASE 2 UNITS 3 & 4 PB 17 PGS 74-76 LOT 226 06-25-31
Legal Range	31E
Legal Township	25S
Legal Section	05
Legal Subdivision	FELLS COVE UNITS 3-4 PH 2
Legal Phase	2
Legal Tract	3111
Legal Block	2260
Legal Lot Number	226
Legal Unit	3
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3015
Census Tract	42800

Owner

3126 Twisted Oak Loop is owned and occupied by two individuals who acquired it in October 2021.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3126 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Prior Sale	Nov 23, 2015
Deed Document Number	201657452
Deed Book / Page	4945 / 1358
Last Transfer Date	Oct 25, 2021
Transfer Doc	0060861689
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 15, 2021
Property Address	3126 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9254
Document Number	0060861689
Book / Page	6086 / 1689
Map Reference	MB 17 PG 74
Instrument Date	Oct 25, 2021
Instrument	2021177113
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3126 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9254
Investor	Possibly a Property Investor

Mortgage

Document Number	60861691
Date	Nov 15, 2021
Instrument	6086/1691

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3126 Twisted Oak Loop was $3,566 with a homeowner's exemption, up 5.3% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,566.00 (+5.35%) Homeowner's exemption	$246,841	$466,700 Land $80,000 Building $386,700
2024	$3,385.00 (+2.17%)
2023	$3,313.00 (+4.35%) Homeowner's exemption	$232,899 (+3%)	$476,600 (+15.65%) Land $80,000 Building $396,600
2022	$3,175.00 Homeowner's exemption	$226,116	$412,100 Land $60,000 Building $352,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3126 Twisted Oak Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	15 (2017–2025)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3126 Twisted Oak Loop is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000