Osceola County property record for 3131 Twisted Oak Loop, Kissimmee, FL 34744
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,660 sqft · built 2006 |
| Lot Size | 0.423 acres (18,425 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Nov 2013) |
| Tax Bill | $4,964 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-25-31-3111-0001-2290 |
| Primary APN | 05-25-31-3111-0001-2290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,660 sqft Living Area |
| Gross Area | 4,456 sqft |
| 1st Floor Area | 2,278 sqft |
| Upper Floors Area | 1,382 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,425 sqft (0.423 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 49 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 336 sqft |
| Deck Area | 917 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3131 TWISTED OAK LOOP |
|---|---|
| City | KISSIMMEE |
| State | FL |
| Zip | 34744-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | FELLS COVE PHASE 2 UNITS 3 & 4 PB 17 PGS 74-76 LOT 229 06-25-31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | FELLS COVE UNITS 3-4 PH 2 |
| Legal Phase | 2 |
| Legal Tract | 3111 |
| Legal Block | 2290 |
| Legal Lot Number | 229 |
| Legal Unit | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 42800 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3131 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CU MEMBERS MORTGAGE |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2013 · Amount on Record |
| Deed Sale | Nov 5, 2013 · Amount on Record |
| Prior Sale | Mar 21, 2011 · Amount on Record |
| Deed Document Number | 2013174026 |
| Deed Book / Page | 4526 / 2546 |
| Prior Transfer Date | Oct 28, 2013 |
| Prior Transfer Doc | 0045262546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3131 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0050932943 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 5093/2943 |
| Instrument | 2017016494 |
| Name | CU MEMBERS MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3131 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3131 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0058802006 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 5880/2006 |
| Instrument | 2021013554 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,964.00 (+4.75%) Homeowner's exemption | $347,721 (+5.99%) | $549,800 (-1.58%) Land $80,000 Building $469,800 |
| 2024 | $4,739.00 (+2.09%) | ||
| 2023 | $4,642.00 (+3.92%) Homeowner's exemption | $328,080 (+3%) | $558,600 (+14.89%) Land $80,000 Building $478,600 |
| 2022 | $4,467.00 Homeowner's exemption | $318,525 | $486,200 Land $60,000 Building $426,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 15 (2017–2025) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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