Osceola County property record for 3123 Twisted Oak Loop, Kissimmee, FL 34744
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,820 sqft · built 2005 |
| Lot Size | 0.371 acres (16,204 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Jun 2022) |
| Tax Bill | $7,754 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jun 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 129697 |
| Primary APN | 129697 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,820 sqft Heated Area |
| Gross Area | 4,729 sqft |
| 1st Floor Area | 1,780 sqft |
| Upper Floors Area | 2,040 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,204 sqft (0.371 acres) |
| Garage Type | Finished |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 259 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 129697 |
|---|---|
| Street Address | 3123 TWISTED OAK LOOP |
| City | KISSIMMEE |
| State | FL |
| Zip | 34744-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | FELLS COVE PHASE 2 UNITS 3 & 4 PB 17 PGS 74-76 LOT 233 06-25-31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | FELLS COVE UNIT 1 PHASE 1 |
| Legal Phase | 2 |
| Legal Tract | 3111 |
| Legal Block | 1 |
| Legal Lot Number | 6,233 6 |
| Legal Unit | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 42800 |
3123 Twisted Oak Loop is owned and occupied by an individual who bought it in June 2022.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3123 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage GREENHOME MORTGAGE GROUP LLC |
| Nov 21, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 26, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Nov 16, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on File |
| Deed Sale | Jun 10, 2022 · Amount on File |
| Prior Sale | Nov 21, 2019 · Amount on File |
| Deed Document Number | 2022090738 |
| Deed Book / Page | 6230 / 1432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3123 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3123 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0064920314 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 6492/314 |
| Instrument | 2023137624 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 10, 2022 |
| Property Address | 3123 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0062301432 |
| Book / Page | 6230 / 1432 |
| Map Reference | MB 17 PG 74-76 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022090738 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1705 GOLFVIEW DR, 1705, KISSIMMEE, FL 34746-3840 |
| Name | Verified Name |
|---|---|
| Address | 3123 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0062301434 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 6230/1434 |
| Name | GREENHOME MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 21, 2019 |
| Property Address | 3123 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0056272121 |
| Book / Page | 005627 / 002121 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 151780 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,168.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5156 SASSARI AVE ST CLOUD FL 347719116, ST CLOUD, FL 34771-9116 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 26, 2019 |
| Property Address | 3123 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0055791355 |
| Book / Page | 005579 / 001355 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 110556 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD #4TH CORAL GABLES FL 331461837, 4TH, CORAL GABLES, FL 33146-1837 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 16, 2017 |
| Property Address | 3123 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0052401293 |
| Book / Page | 005240 / 001293 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 164017 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 12, 2017 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1500 W CYPRESS CREEK RD #408 FORT LAUDERDALE FL 333091851, 408, FORT LAUDERDALE, FL 33309-1851 |
The 2025 property tax bill for 3123 Twisted Oak Loop was $7,754 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,754.00 Homeowner's exemption | $549,100 Land $80,000 Building $469,100 | $549,100 Land $80,000 Building $469,100 |
| 2023 | $7,828.00 (+16.91%) Homeowner's exemption | $556,200 (+16.36%) Land $80,000 Building $476,200 | $556,200 (+16.36%) Land $80,000 Building $476,200 |
| 2022 | $6,696.00 Homeowner's exemption | $478,000 Land $60,000 Building $418,000 | $478,000 Land $60,000 Building $418,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3123 Twisted Oak Loop in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 15 (2017–2025) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3123 Twisted Oak Loop is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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