Osceola County property record for 3129 Twisted Oak Loop, Kissimmee, FL 34744
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,281 sqft · built 2006 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Mar 2018) |
| Tax Bill | $712 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 129694 |
| Primary APN | 129694 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,281 sqft Heated Area |
| Gross Area | 3,754 sqft |
| 1st Floor Area | 2,723 sqft |
| Upper Floors Area | 234 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.419 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 352 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 377 sqft |
| Deck Area | 980 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 129694 |
|---|---|
| Street Address | 3129 TWISTED OAK LOOP |
| City | KISSIMMEE |
| State | FL |
| Zip | 34744-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | FELLS COVE PHASE 2 UNITS 3 & 4 PB 17 PGS 74-76 LOT 230 06-25-31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | FELLS COVE UNIT 1 PHASE 1 |
| Legal Phase | 2 |
| Legal Tract | 3111 |
| Legal Block | 1 |
| Legal Lot Number | 6,230 6 |
| Legal Unit | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 42800 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3129 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 23, 2019 | Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FUNDING INC |
| Mar 12, 2018 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on Record |
| Deed Sale | Mar 12, 2018 · Amount on Record |
| Prior Sale | Sep 4, 2013 · Amount on Record |
| Deed Document Number | 0052992666 |
| Deed Book / Page | 5299 / 2666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3129 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059510100 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 5951/100 |
| Instrument | 2021068631 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3129 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0056451908 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 5645/1908 |
| Instrument | 2019166189 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 12, 2018 |
| Property Address | 3129 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255 |
| Document Number | 0052992666 |
| Book / Page | 005299 / 002666 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 40743 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Title Company | FIRST SERVICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3129 TWISTED OAK LOOP KISSIMMEE FL 347449255, KISSIMMEE, FL 34744-9255 |
| Document Number | 52992667 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 005299/002667 |
| Instrument | 40744 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2048 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $331,716 (+5.99%) | $494,700 (-1.98%) Land $80,000 Building $414,700 |
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $312,979 (+3%) | $504,700 (+15.68%) Land $80,000 Building $424,700 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $303,864 | $436,300 Land $60,000 Building $376,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 15 (2017–2025) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
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