Maricopa County property record for 3120 E Waterman Ct, Gilbert, AZ 85297
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,512 sqft · built 2002 |
| Lot Size | 0.576 acres (25,099 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,599,000 (Sep 2025) |
| Tax Bill | $8,433 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Nov 2022 Transfer + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-52-148 |
| Primary APN | 304-52-148 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 5,512 sqft Living Area |
| Gross Area | 6,551 sqft |
| 1st Floor Area | 5,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 25,099 sqft (0.576 acres) |
| View / Lot | Corner |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 947 sqft |
| Patio Area | 177 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3120 E WATERMAN CT |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85297-7614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | WHITEWING AT HIGLEY MCR 548-19 |
| Legal Range | 6E |
| Legal Township | 2S |
| Legal Section | 3 |
| Legal Subdivision | WHITEWING AT HIGLEY |
| Legal Lot Number | 82 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 815401 |
3120 E Waterman Ct is owned and occupied by two individuals who bought it in September 2025.
Source: Maricopa County records, as of October 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3120 E WATERMAN CT, GILBERT, AZ 85297-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 9, 2022 | Intrafamily Transfer, Transfer |
| Jun 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Sep 28, 2021 | Warranty Deed, Transfer CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ |
| Sep 28, 2021 | Intrafamily Transfer, Transfer CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | Jun 24, 2022 · Amount on File |
| Deed Document Number | 2025536652 |
| Prior Transfer Date | Sep 23, 2021 |
| Prior Transfer Doc | 0001045424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 17, 2025 |
| Property Address | 3120 E WATERMAN CT, GILBERT, AZ 85297-7614 |
| Document Number | 0000536652 |
| Map Reference | MB 548 PG 19 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 20250536652 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | LANDMARK TITLE ASSURANCE AGENCY, LANDMARK TTL ASSURANCE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19243 E WALNUT RD, QUEEN CREEK, AZ 85142-7895 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3120 E WATERMAN CT, GILBERT, AZ 85297-7614 |
| Document Number | 0000536653 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 20250536653 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 9, 2022 |
| Property Address | 3120 E WATERMAN CT, GILBERT, AZ 85297-7614 |
| Document Number | 0000828620 |
| Map Reference | MB 548 PG 19 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 20220828620 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3120 E WATERMAN CT, 3120, GILBERT, AZ 85297-7614 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3120 E WATERMAN CT, GILBERT, AZ 85297-7614 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 24, 2022 |
| Property Address | 3120 E WATERMAN CT, GILBERT, AZ 85297-7614 |
| Document Number | 0000527300 |
| Map Reference | MB 548 PG 19 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 20220527300 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16732 E RYAN RD, 16732, GILBERT, AZ 85297-8121 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3120 E WATERMAN CT, GILBERT, AZ 85297-7614 |
| Document Number | 0000527301 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 20220527301 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | Other |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 28, 2021 |
| Property Address | 3120 E WATERMAN CT, GILBERT, AZ 85297-7614 |
| Document Number | 0001045423 |
| Map Reference | MB 548 PG 19 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 20211045423 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24821 S 182ND PL, 24821, GILBERT, AZ 85298-8025 |
| Name | Verified Name |
|---|---|
| Address | 16732 E RYAN RD, GILBERT, AZ 85297-8121 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 28, 2021 |
| Property Address | 3120 E WATERMAN CT, GILBERT, AZ 85297-7614 |
| Document Number | 0001045424 |
| Map Reference | MB 548 PG 19 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 20211045424 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16732 E RYAN RD, GILBERT, AZ 85297-8121 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3120 E Waterman Ct was $8,433, down 5.2% from the year before.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Higley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,030 (+60.77%) | $1,620,300 (+5.8%) Land $324,000 Building $1,296,300 | |
| 2025 | $8,433.00 (-5.16%) | $100,785 (-37.13%) | $1,531,500 (-4.47%) Land $306,300 Building $1,225,200 |
| 2024 | $8,892.00 (-0.29%) | $160,310 | $1,603,100 Land $320,600 Building $1,282,500 |
| 2023 | $8,918.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3120 E Waterman Ct in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3120 E Waterman Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
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