2895 E Waterman Ct, Gilbert, AZ 85297 Property Records

Maricopa County property record for 2895 E Waterman Ct, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,451 sqft · built 2005
Lot Size0.431 acres (18,791 sqft)
Owner2 Individual Names on Record
Last Sale$670,000 (Dec 2014)
Tax Bill$6,664 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN304-52-113

Property Details

APN / Parcel Number

Primary APN304-52-113
Alternative APN
  • 304521135

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area4,451 sqft Living Area
Gross Area4,919 sqft
1st Floor Area4,451 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area18,791 sqft (0.431 acres)
View / LotCorner
Parking Spaces3 Parking Spaces
Pool Area400 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address2895 E WATERMAN CT
CityGILBERT
StateAZ
Zip85297-7611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionWHITEWING AT HIGLEY MCR 548-19
Legal SubdivisionWHITEWING AT HIGLEY
Legal Lot Number47
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2002
Census Tract815401

Owner

Source: Maricopa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2895 E WATERMAN CT, GILBERT, AZ 85297-7611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 2014 · Amount on Record
Deed SaleDec 24, 2014 · Amount on Record
Prior SaleApr 16, 2004 · Amount on Record
Deed Document Number2014848620
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateJul 7, 2026
Property Address2895 E WATERMAN CT, GILBERT, AZ 85297-7611
Document Number0000402819
Instrument DateJun 26, 2026
Instrument2026402819
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2895 E WATERMAN CT, GILBERT, AZ 85297-7611

Mortgage

Document Number0000402819,
DateJul 7, 2026
Instrument2026402819
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 26, 2056
Interest
Rate6.53%
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2895 E WATERMAN CT, GILBERT, AZ 85297-7611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2895 E WATERMAN CT, GILBERT, AZ 85297-7611

Mortgage

Document Number0001045561
DateOct 29, 2020
Instrument20201045561
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,260 (+55.64%)$1,262,600 (+4.73%) Land $252,500 Building $1,010,100
2025$6,664.00 (-5.53%)$81,125 (-36.18%)$1,205,600 (-5.16%) Land $241,100 Building $964,500
2024$127,120$1,271,200 Land $254,200 Building $1,017,000
2023$7,054.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

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