3121 E Waterman Ct, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3121 E Waterman Ct, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,429 sqft · built 2004
Lot Size0.47 acres (20,489 sqft)
OwnerIndividual Name on File
Last Sale$1,305,000 (Oct 2021)
Tax Bill$7,692 (2025)
Deeds & MortgagesJan 2024 Mortgage
Dec 2022 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-52-141

Property Details

APN / Parcel Number

Primary APN304-52-141

Interior

Full Baths5 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area4,429 sqft Living Area
1st Floor Area4,429 sqft

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area20,489 sqft (0.47 acres)
Parking Spaces4 Parking Spaces
Pool Area498 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3121 E WATERMAN CT
CityGILBERT
StateAZ
Zip85297-7614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionWHITEWING AT HIGLEY MCR 548-19
Legal Range06E
Legal Township02S
Legal Section03
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionWHITEWING AT HIGLEY
Legal Lot Number75
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2014
Census Tract815401

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3121 E WATERMAN CT, GILBERT, AZ 85297-7614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Deed of Trust, Mortgage · Unknown
FIRST BANK OF THE LAKE
Dec 20, 2022Deed of Trust, Mortgage · Line of Credit
ONEAZ CU
Oct 14, 2021Warranty Deed, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 14, 2021 · Amount on Record
Deed SaleOct 14, 2021 · Amount on Record
Prior SaleSep 18, 2012
Deed Document Number20211109966
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3121 E WATERMAN CT, GILBERT, AZ 85297-7614
Transaction TypeMortgage
Record UpdatedFeb 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 E WATERMAN CT, GILBERT, AZ 85297-7614

Mortgage

Document Number0000041850
DateJan 26, 2024
Instrument20240041850
Lender
NameFIRST BANK OF THE LAKE
TypeBank
AddressOSAGE BEACH, MO 65065
Agreement
TypeUnknown
AmountAmount Recorded

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3121 E WATERMAN CT, GILBERT, AZ 85297-7614
Transaction TypeMortgage
Record UpdatedDec 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3121 E WATERMAN CT, GILBERT, AZ 85297-7614

Mortgage

Document Number0000902144
DateDec 20, 2022
Instrument20220902144
Lender
NameONEAZ CU
TypeCredit Union
AddressPHOENIX, AZ 85027
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 19, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 14, 2021
Property Address3121 E WATERMAN CT, GILBERT, AZ 85297-7614
Document Number0001109966
Map ReferenceMB 548 PG 19
Instrument DateOct 8, 2021
Instrument20211109966
Transaction TypeTransfer
Record UpdatedOct 21, 2021
Title CompanyLUND TITLE AGENCY LLC, UNITED TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3121 E WATERMAN CT, 3121, GILBERT, AZ 85297-7614

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3121 E WATERMAN CT, GILBERT, AZ 85297-7614

Mortgage

Document Number0001109967
DateOct 14, 2021
Instrument20211109967
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,330 (-0.1%)$1,353,300 (-0.1%) Land $270,600 Building $1,082,700
2025$7,692.00 (-5.48%)
2024$135,460$1,354,600 Land $270,900 Building $1,083,700
2023$8,138.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20
Wi-Fiber
Fixed Wireless
100 / 20

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