312 Westminster Dr, Guyton, GA 31312 Property Records

Effingham County property record for 312 Westminster Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,181 sqft · built 2006
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Oct 2017)
Tax Bill	$5,199 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0346B-037-000`

Property Details

APN / Parcel Number

Primary APN	`0346B-037-000`
Alternative APNs	`0063H037000` `0346B037` `6404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,181 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	30,056 sqft (0.69 acres)
Garage Area	777 sqft
Porch	Slab
Porch Area	501 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6404
Street Address	312 WESTMINSTER DR
City	GUYTON
State	GA
Zip	31312-4792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.69 AC LOT 37 OUT 63-21A
Legal Subdivision	ABBEY LANE
Legal Phase	1
Legal Block	I
Legal Lot Number	37
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	30208

Owner

312 Westminster Dr is owned and occupied by an individual who bought it in October 2017.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	312 WESTMINSTER DR, GUYTON, GA 31312-4792
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Oct 18, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2017 · Amount on File
Deed Sale	Oct 18, 2017 · Amount on File
Prior Sale	Jun 20, 2014 · Amount on File
Deed Document Number	20172892
Deed Book / Page	2433 / 722
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	312 WESTMINSTER DR, GUYTON, GA 31312-4792
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 WESTMINSTER DR, GUYTON, GA 31312-4792

Mortgage

Document Number	0000002701/0000000492
Date	Jun 25, 2021
Book Page	0000002701/0000000492
Instrument	007686

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 18, 2017
Property Address	312 WESTMINSTER DR, GUYTON, GA 31312-4792
Document Number	002433/722
Book / Page	2433 / 722
Instrument Date	Oct 18, 2017
Instrument	2017-002892
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 WESTMINSTER DR, GUYTON, GA 31312-4792

Mortgage

Document Number	002433/724
Date	Oct 20, 2017
Book Page	2433/724
Instrument	009424

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 312 Westminster Dr was $5,199 with a homeowner's exemption, up 6.5% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,994 (-3.2%) Land $22,800 Building $147,194	$424,987 (-3.2%) Land $57,000 Building $367,987
2025	$5,199.00 (+6.52%) Homeowner's exemption	$175,616 (+9.99%) Land $22,800 Building $152,816	$439,041 (+9.99%) Land $57,000 Building $382,041
2024	$4,881.00 (+19.63%)	$159,666 (+14.64%) Land $22,800 Building $136,866	$399,165 (+14.64%) Land $57,000 Building $342,165
2023	$4,080.00 (+5.56%)	$139,280 (+13.34%) Land $17,600 Building $121,680	$348,201 (+13.34%) Land $44,000 Building $304,201
2022	$3,865.00	$122,883 Land $14,800 Building $108,083	$307,207 Land $37,000 Building $270,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 312 Westminster Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 Westminster Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westminster Dr

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