Effingham County property record for 313 Westminster Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,515 sqft · built 2008 |
| Lot Size | 0.939 acres (40,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $208,000 (Jun 2010) |
| Tax Bill | $5,597 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0346B-015-000 |
| Primary APN | 0346B-015-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,515 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.939 acres) |
| Garage Area | 693 sqft |
| Porch | Open Porch |
| Porch Area | 433 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6382 |
|---|---|
| Old Parcel Number | 0346B015 |
| Street Address | 313 WESTMINSTER DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-4793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .68 AC LOT 15 (OUT 63-21A) |
| Legal Subdivision | ABBEY LANE |
| Legal Phase | 1 |
| Legal Block | I |
| Legal Lot Number | 15 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30208 |
Source: Effingham County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 WESTMINSTER DR, GUYTON, GA 31312-4793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2024 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Oct 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2010 · Amount on Record |
| Deed Sale | Jun 17, 2010 · Amount on Record |
| Prior Sale | Dec 18, 2006 · Amount on Record |
| Deed Document Number | 0000019453 |
| Deed Book / Page | 1562 / 376 |
| Prior Transfer Date | Jan 11, 2010 |
| Prior Transfer Doc | 051-2010-000027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 313 WESTMINSTER DR, GUYTON, GA 31312-4793 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 313 WESTMINSTER DR, GUYTON, GA 31312-4793 |
| Document Number | 0000002913/0000000617 |
|---|---|
| Date | Jun 7, 2024 |
| Book Page | 0000002913/0000000617 |
| Instrument | D2024004195 |
| Name | AMERIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 313 WESTMINSTER DR, GUYTON, GA 31312-4793 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 313 WESTMINSTER DR, GUYTON, GA 31312-4793 |
| Document Number | 0000002551/0000000229 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 0000002551/0000000229 |
| Instrument | 008689 |
| Name | AMERIS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2034 |
Source: Effingham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,597.00 (+9.36%) | $170,591 (+1.6%) Land $22,800 Building $147,791 | $426,478 (+1.6%) Land $57,000 Building $369,478 |
| 2024 | $5,118.00 (+15.24%) | $167,897 (+9.93%) Land $22,800 Building $145,097 | $419,742 (+9.93%) Land $57,000 Building $362,742 |
| 2023 | $4,441.00 (+5.59%) | $152,725 (+13.32%) Land $17,600 Building $135,125 | $381,813 (+13.32%) Land $44,000 Building $337,813 |
| 2022 | $4,206.00 | $134,776 Land $14,800 Building $119,976 | $336,941 Land $37,000 Building $299,941 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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