313 Westminster Dr, Guyton, GA 31312 Property Records

Effingham County property record for 313 Westminster Dr, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,515 sqft · built 2008
Lot Size0.939 acres (40,946 sqft)
Owner2 Individual Names on Record
Last Sale$208,000 (Jun 2010)
Tax Bill$5,597 (2025)
Deeds & MortgagesJun 2024 Line of Credit
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0346B-015-000

Property Details

APN / Parcel Number

Primary APN0346B-015-000
Alternative APNs
  • 0063H015000
  • 0346B015
  • 6382

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,515 sqft Heated Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,946 sqft (0.939 acres)
Garage Area693 sqft
PorchOpen Porch
Porch Area433 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number6382
Old Parcel Number0346B015
Street Address313 WESTMINSTER DR
CityGUYTON
StateGA
Zip31312-4793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description.68 AC LOT 15 (OUT 63-21A)
Legal SubdivisionABBEY LANE
Legal Phase1
Legal BlockI
Legal Lot Number15
JurisdictionEFFINGHAM GA
Township / Civil DivisionGUYTON-SPRINGFIELD
Census Block Group2
Census Block2001
Census Tract30208

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address313 WESTMINSTER DR, GUYTON, GA 31312-4793
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2024Deed of Trust, Mortgage · Line of Credit
AMERIS BANK
Oct 16, 2019Deed of Trust, Mortgage · Commercial Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2010 · Amount on Record
Deed SaleJun 17, 2010 · Amount on Record
Prior SaleDec 18, 2006 · Amount on Record
Deed Document Number0000019453
Deed Book / Page1562 / 376
Prior Transfer DateJan 11, 2010
Prior Transfer Doc051-2010-000027
Record UpdatedJun 8, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address313 WESTMINSTER DR, GUYTON, GA 31312-4793
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 WESTMINSTER DR, GUYTON, GA 31312-4793

Mortgage

Document Number0000002913/0000000617
DateJun 7, 2024
Book Page0000002913/0000000617
InstrumentD2024004195
Lender
NameAMERIS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 1, 2039

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address313 WESTMINSTER DR, GUYTON, GA 31312-4793
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 WESTMINSTER DR, GUYTON, GA 31312-4793

Mortgage

Document Number0000002551/0000000229
DateOct 16, 2019
Book Page0000002551/0000000229
Instrument008689
Lender
NameAMERIS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,597.00 (+9.36%)$170,591 (+1.6%) Land $22,800 Building $147,791$426,478 (+1.6%) Land $57,000 Building $369,478
2024$5,118.00 (+15.24%)$167,897 (+9.93%) Land $22,800 Building $145,097$419,742 (+9.93%) Land $57,000 Building $362,742
2023$4,441.00 (+5.59%)$152,725 (+13.32%) Land $17,600 Building $135,125$381,813 (+13.32%) Land $44,000 Building $337,813
2022$4,206.00$134,776 Land $14,800 Building $119,976$336,941 Land $37,000 Building $299,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westminster Dr

Nearby Streets

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