314 Westminster Dr, Guyton, GA 31312 Property Records

Effingham County property record for 314 Westminster Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,089 sqft · built 2006
Lot Size	0.689 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jun 2022)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0346B-036-000`

Property Details

APN / Parcel Number

Primary APN	`0346B-036-000`
Alternative APNs	`0063H036000` `0346B036` `6403`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,089 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	30,056 sqft (0.689 acres)
Garage Area	868 sqft
Porch	Open Porch
Porch Area	254 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6403
Old Parcel Number	0346B036
Street Address	314 WESTMINSTER DR
City	GUYTON
State	GA
Zip	31312-4792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.69 AC LOT 36 (OUT 63-21A)
Legal Subdivision	ABBEY LANE
Legal Phase	1
Legal Block	1
Legal Lot Number	36
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	30208

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	314 WESTMINSTER DR, GUYTON, GA 31312-4792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	0002789480
Deed Book / Page	2789 / 480
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 10, 2022
Property Address	314 WESTMINSTER DR, GUYTON, GA 31312-4792
Document Number	002789/480
Book / Page	2789 / 480
Instrument Date	Jun 10, 2022
Instrument	2022-001686
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WESTMINSTER DR, GUYTON, GA 31312-4792

Mortgage

Document Number	0000002789/0000000482
Date	Jun 10, 2022
Book Page	0000002789/0000000482
Instrument	005883

Lender

Name	T2 FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 29, 2020
Property Address	314 WESTMINSTER DR, GUYTON, GA 31312-4792
Document Number	002626/684
Book / Page	2626 / 684
Instrument Date	Sep 29, 2020
Instrument	2020-002760
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WESTMINSTER DR, GUYTON, GA 31312-4792

Mortgage

Document Number	0000002626/0000000686
Date	Sep 29, 2020
Book Page	0000002626/0000000686
Instrument	009977

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,591.00 (+10.73%) Homeowner's exemption	$170,872 (+12.68%) Land $22,800 Building $148,072	$427,181 (+12.68%) Land $57,000 Building $370,181
2024	$4,146.00 (+23.03%) Homeowner's exemption	$151,643 (+14.92%) Land $22,800 Building $128,843	$379,108 (+14.92%) Land $57,000 Building $322,108
2023	$3,370.00 (+20.92%) Homeowner's exemption	$131,956 (+13.36%) Land $17,600 Building $114,356	$329,890 (+13.36%) Land $44,000 Building $285,890
2022	$2,787.00 Homeowner's exemption	$116,404 Land $14,800 Building $101,604	$291,009 Land $37,000 Building $254,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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