316 Westminster Dr, Guyton, GA 31312 Property Records

Effingham County property record for 316 Westminster Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,192 sqft · built 2006
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2021)
Tax Bill	$3,779 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0346B-035-000`

Property Details

APN / Parcel Number

Primary APN	`0346B-035-000`
Alternative APNs	`0063H035000` `0346B035` `6402`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,192 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	32,670 sqft (0.75 acres)
Garage Area	792 sqft
Porch	Patio
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6402
Street Address	316 WESTMINSTER DR
City	GUYTON
State	GA
Zip	31312-4792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.75 AC LOT 35 (OUT 63-21A)
Legal Subdivision	ABBEY LANE
Legal Phase	1
Legal Block	1
Legal Lot Number	35
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	30208

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	316 WESTMINSTER DR, GUYTON, GA 31312-4792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Oct 3, 2006 · Amount on Record
Deed Document Number	20212681
Deed Book / Page	2715 / 464
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	316 WESTMINSTER DR, GUYTON, GA 31312-4792
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 WESTMINSTER DR, GUYTON, GA 31312-4792

Mortgage

Document Number	0000002621/0000000889
Date	Sep 8, 2020
Book Page	0000002621/0000000889
Instrument	009218

Lender

Name	QUICKEN LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Aug 12, 2021
Property Address	316 WESTMINSTER DR, GUYTON, GA 31312-4792
Document Number	002715/464
Book / Page	2715 / 464
Instrument Date	Aug 12, 2021
Instrument	2021-002681
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 WESTMINSTER DR, GUYTON, GA 31312-4792
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002715/0000000466
Date	Aug 12, 2021
Book Page	0000002715/0000000466
Instrument	009916

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,531 (-3.75%) Land $22,800 Building $138,731	$403,829 (-3.75%) Land $57,000 Building $346,829
2025	$3,779.00 (+10.89%) Homeowner's exemption	$167,827 (+10.4%) Land $22,800 Building $145,027	$419,567 (+10.4%) Land $57,000 Building $362,567
2024	$3,408.00 (+26.97%) Homeowner's exemption	$152,016 (+10.38%) Land $22,800 Building $129,216	$380,041 (+10.38%) Land $57,000 Building $323,041
2023	$2,684.00 (-16.49%) Homeowner's exemption	$137,726 (+13.35%) Land $17,600 Building $120,126	$344,314 (+13.35%) Land $44,000 Building $300,314
2022	$3,214.00 Homeowner's exemption	$121,507 Land $14,800 Building $106,707	$303,768 Land $37,000 Building $266,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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