307 Westminster Dr, Guyton, GA 31312 Property Records

Effingham County property record for 307 Westminster Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,138 sqft · built 2006
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jul 2025)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0346B-012-000`

Property Details

APN / Parcel Number

Primary APN	`0346B-012-000`
Alternative APNs	`0063H012000` `0346B012` `6379`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,138 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	30,928 sqft (0.71 acres)
Garage Area	792 sqft
Porch	Slab
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6379
Street Address	307 WESTMINSTER DR
City	GUYTON
State	GA
Zip	31312-4793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.71 AC LOT 12 (OUT 63-21A)
Legal Subdivision	ABBEY LANE
Legal Phase	1
Legal Block	1
Legal Lot Number	12
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

Source: Effingham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 WESTMINSTER DR, GUYTON, GA 31312-4793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Dec 31, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Book / Page	2986 / 923
Prior Transfer Date	Aug 17, 2010
Prior Transfer Doc	001956/483
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 29, 2025
Property Address	307 WESTMINSTER DR, GUYTON, GA 31312-4793
Document Number	002986/923
Book / Page	2986 / 923
Instrument Date	Jul 25, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 WESTMINSTER DR, GUYTON, GA 31312-4793

Mortgage

Document Number	D2025005844
Date	Jul 29, 2025
Instrument	D2025005844

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	307 WESTMINSTER DR, GUYTON, GA 31312-4793
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 WESTMINSTER DR, GUYTON, GA 31312-4793

Mortgage

Document Number	0000002734/0000000714
Date	Oct 19, 2021
Book Page	0000002734/0000000714
Instrument	012767

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 31, 2019
Property Address	307 WESTMINSTER DR, GUYTON, GA 31312-4793
Document Number	002566/151
Book / Page	2566 / 151
Instrument Date	Dec 31, 2019
Instrument	2020-000009
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 WESTMINSTER DR, GUYTON, GA 31312-4793

Mortgage

Document Number	0000002566/0000000153
Date	Jan 3, 2020
Book Page	0000002566/0000000153
Instrument	000031

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,701.00 (+10.81%) Homeowner's exemption Senior Citizen's exemption	$172,016 (+11.26%) Land $22,800 Building $149,216	$430,041 (+11.26%) Land $57,000 Building $373,041
2024	$3,340.00 (+20.36%) Homeowner's exemption Senior Citizen's exemption	$154,613 (+12.57%) Land $22,800 Building $131,813	$386,533 (+12.57%) Land $57,000 Building $329,533
2023	$2,775.00 (-16.09%) Homeowner's exemption	$137,348 (+13.35%) Land $17,600 Building $119,748	$343,369 (+13.35%) Land $44,000 Building $299,369
2022	$3,307.00 Homeowner's exemption	$121,173 Land $14,800 Building $106,373	$302,932 Land $37,000 Building $265,932

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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