312 W Monroe St, Philo, IL 61864 Property Records

Champaign County property record for 312 W Monroe St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,404 sqft · built 2003
Lot Size	0.277 acres (12,063 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2021)
Tax Bill	$3,124 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-15-477-002`

Property Details

APN / Parcel Number

Primary APN	`19-27-15-477-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	12,063 sqft (0.277 acres)
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	312 W MONROE ST
City	PHILO
State	IL
Zip	61864-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 HALE ESTATES 1ST ADD
Legal Range	09E
Legal Township	18N
Legal Section	15
Legal Subdivision	HALE ESTATES 1ST ADD
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	2
Census Block	2018
Census Tract	10901

Owner

Source: Champaign County records · APN 19-27-15-477-002

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	312 W MONROE ST, PHILO, IL 61864-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Jan 03, 2008 · Amount on Record
Deed Document Number	20218477
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 12, 2021
Property Address	312 W MONROE ST, PHILO, IL 61864-9513
Document Number	0000008477
Instrument Date	Mar 21, 2021
Instrument	2021R08477
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 W MONROE ST, PHILO, IL 61864-9513

Mortgage

Document Number	0000008478
Date	Apr 12, 2021
Instrument	2021R08478

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,910 (+25.02%) Land $3,510 Building $65,400	$206,730 (+25.02%) Land $10,530 Building $196,200
2024	$3,124.00 (+11.69%)
2022	$2,797.00 Homeowner's exemption Additional exemption filed	$55,120 Land $2,810 Building $52,310	$165,360 Land $8,430 Building $156,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AMG Technology Investment Group Fixed Wireless	500 / 100

May also be available: MCC Network Services, MFWireless.

Based on FCC filings for 39 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.