Champaign County property record for 404 W Monroe St, Philo, IL 61864
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.278 acres (12,095 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (Sep 2005) |
| Tax Bill | $3,361 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-27-15-476-004 |
| Primary APN | 19-27-15-476-004 |
|---|
| Lot Area | 12,095 sqft (0.278 acres) |
|---|
| Street Address | 404 W MONROE ST |
|---|---|
| City | PHILO |
| State | IL |
| Zip | 61864-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 HALE ESTATES 1ST ADD |
| Legal Range | 09E |
| Legal Township | 18N |
| Legal Section | 15 |
| Legal Subdivision | HALE ESTATES 1ST ADD |
| Legal Lot Number | 7 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | PHILO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10901 |
Source: Champaign County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 W MONROE ST, PHILO, IL 61864-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2005 · Amount on Record |
| Deed Sale | Sep 22, 2005 · Amount on Record |
| Deed Document Number | 200528979 |
| Last Transfer Date | Mar 28, 2022 |
| Transfer Doc | 0000011318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 22, 2022 |
| Property Address | 404 W MONROE ST, PHILO, IL 61864-9703 |
| Document Number | 0000011318 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022R11318 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | ALLIED CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 W MONROE ST, PHILO, IL 61864-9703 |
| Document Number | 0000011319 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022R11319 |
| Name | VILLA GROVE STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Philo Township |
| Municipality | Philo Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,790 (+25.05%) Land $6,130 Building $61,660 | $203,370 (+25.05%) Land $18,390 Building $184,980 | |
| 2024 | $3,361.00 (+9.76%) | ||
| 2022 | $3,062.00 Homeowner's exemption | $54,210 Land $4,900 Building $49,310 | $162,630 Land $14,700 Building $147,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600 |
|---|---|
| Water Source | Purchased groundwater from IL AMERICAN-CHAMPAIGN |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Conxxus, MF Wireless.
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