308 W Monroe St, Philo, IL 61864 Property Records

Champaign County property record for 308 W Monroe St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2023)
Tax Bill	$2,259 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-15-477-004`

Property Details

APN / Parcel Number

Primary APN	`19-27-15-477-004`

Exterior

Lot Area	12,000 sqft (0.275 acres)

Location & Zoning

Street Address	308 W MONROE ST
City	PHILO
State	IL
Zip	61864-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 HALE ESTATES 1ST ADD
Legal Range	09E
Legal Township	18N
Legal Section	15
Legal Subdivision	HALE ESTATES 1ST ADD
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	2
Census Block	2018
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	308 W MONROE ST, PHILO, IL 61864-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	202312550
Prior Transfer Date	Aug 31, 2023
Prior Transfer Doc	0000012550
Record Updated	Jun 8, 2026

September 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 1, 2023
Property Address	308 W MONROE ST, PHILO, IL 61864-9785
Document Number	0000012550
Map Reference	MB U PG 47
Instrument Date	Aug 31, 2023
Instrument	2023R12550
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 W MONROE ST, PHILO, IL 61864-9785

Mortgage

Document Number	0000012551
Date	Sep 1, 2023
Instrument	2023R12551

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,700 (+25.03%) Land $6,210 Building $41,490	$143,100 (+25.03%) Land $18,630 Building $124,470
2024	$2,259.00 (+10.63%)
2022	$2,042.00 Homeowner's exemption	$38,150 Land $4,970 Building $33,180	$114,450 Land $14,910 Building $99,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conxxus, MF Wireless.

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