310 W Monroe St, Philo, IL 61864 Property Records

Champaign County property record for 310 W Monroe St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,869 sqft · built 1970
Lot Size	0.276 acres (12,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,500 (May 2019)
Tax Bill	$3,842 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-15-477-003`

Property Details

APN / Parcel Number

Primary APN	`19-27-15-477-003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,869 sqft Living Area
Gross Area	4,032 sqft
1st Floor Area	1,869 sqft
Basement Area	1,629 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	A-Frame
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,030 sqft (0.276 acres)
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	310 W MONROE ST
City	PHILO
State	IL
Zip	61864-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 HALE ESTATES 1ST ADD
Legal Range	09E
Legal Township	18N
Legal Section	15
Legal Subdivision	HALE ESTATES 1ST ADD
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	2
Census Block	2018
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 W MONROE ST, PHILO, IL 61864-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Oct 17, 2016 · Amount on Record
Deed Document Number	20197475
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 23, 2019
Property Address	310 W MONROE ST, PHILO, IL 61864-9513
Document Number	0000007475
Map Reference	DOC794568MB U PG47
Instrument Date	May 15, 2019
Instrument	2019R07475
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 W MONROE ST, PHILO, IL 61864-9513

Mortgage

Document Number	0000007476
Date	May 23, 2019
Instrument	2019R07476

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,560 (+25.04%) Land $6,750 Building $69,810	$229,680 (+25.04%) Land $20,250 Building $209,430
2024	$3,842.00 (+9.52%)
2022	$3,508.00 Homeowner's exemption	$61,230 Land $5,400 Building $55,830	$183,690 Land $16,200 Building $167,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conxxus, MF Wireless.

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