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204 W Monroe St, Philo, IL 61864 Property Records

Champaign County property record for 204 W Monroe St, Philo, IL 61864

Property Summary

Property TypeCommercial
Lot Size0.946 acres (41,248 sqft)
OwnerCompany Name on Record
Last Sale$485,000 (Sep 2026)
Tax Bill$5,723 (2025)
Deeds & MortgagesSep 2026 Sale & Construction Loan
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN19-27-14-351-003

Property Details

APN / Parcel Number

Primary APN19-27-14-351-003

Exterior

Lot Area41,248 sqft (0.946 acres)

Location & Zoning

Street Address204 W MONROE ST
CityPHILO
StateIL
Zip61864-9229
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT PT 1 HALE ESTATES 2ND ADD
Legal Range09E
Legal Township18N
Legal Section14
Legal SubdivisionHALE ESTATES 2ND ADD
Legal Lot Number1
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group2
Census Block2013
Census Tract10901

Owner

Source: Champaign County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address304 S CLEVELAND ST, PHILO, IL 61864-9770
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Warranty Deed, Transfer · Construction Mortgage
PHILO EXCHANGE BANK
Jun 18, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2026 · Amount on Record
Deed SaleSep 2, 2026 · Amount on Record
Prior SaleJun 18, 2018 · Amount on Record
Deed Document Number202613820
Prior Transfer DateOct 31, 2004
Prior Transfer Doc0000036882
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateSep 2, 2026
Property Address204 W MONROE ST, PHILO, IL 61864-9229
Document Number0000013820
Instrument DateAug 31, 2026
Instrument202613820
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$73,477.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address304 S CLEVELAND ST, PHILO, IL 61864-9770

Mortgage

Document Number0000013821,
DateSep 2, 2026
Instrument202613821
Lender
NamePHILO EXCHANGE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 15, 2027
Interest
Max Rate-1%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJun 18, 2018
Property Address204 W MONROE ST, PHILO, IL 61864-9229
Document Number0000010070
Instrument DateJun 15, 2018
Instrument10070
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address204 W MONROE ST PHILO IL 618649229, PHILO, IL 61864-9229

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,723.00 (+3.7%)$100,590 (+25.03%) Land $12,950 Building $87,640$301,770 (+25.03%) Land $38,850 Building $262,920
2024$5,519.00 (+8%)
2022$5,110.00$80,450 Land $10,360 Building $70,090$241,350 Land $31,080 Building $210,270

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-PHILO
private · serves 1,378 people · EPA ID IL0190600
Water SourcePurchased groundwater from IL AMERICAN-CHAMPAIGN
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
Nextlink
Fixed Wireless		500 / 100

May also be available: Conxxus, MF Wireless.

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