McHenry County property record for 312 Bay Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 3,024 sqft · built 1990 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | Individual Name on File |
| Last Sale | $990,000 (Aug 2021) |
| Deeds & Mortgages | Aug 2021 Sale Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-20-276-013 |
| Primary APN | 10-20-276-013 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 6,048 sqft |
| 1st Floor Area | 3,024 sqft |
| Basement Area | 3,024 sqft |
| Finished Basement | 2,924 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Brick/Wood |
| Construction Type | Frame |
| Lot Area | 85,378 sqft |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 978 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 312 BAY RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0045071 LT 7 WESTON LAKE ESTATES UNIT 2 |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 20 |
| Legal Subdivision | WESTON LAKE ESTATES |
| Legal Block | 276 |
| Legal Lot Number | 7 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 870702 |
Source: McHenry County assessment roll, as of January 1, 2022
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 312 BAY RD, MCHENRY, IL 60051-9612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Warranty Deed, Transfer |
| Jun 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on Record |
| Deed Sale | Aug 17, 2021 · Amount on Record |
| Prior Sale | Jun 27, 2019 |
| Deed Document Number | 2021R0045071 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 17, 2021 |
| Property Address | 312 BAY RD, MCHENRY, IL 60051-9612 |
| Document Number | 0000045071 |
| Map Reference | DOC 88R33970 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021R0045071 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 312 BAY RD, MCHENRY, IL 60051-9612 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 27, 2019 |
| Property Address | 312 BAY RD, MCHENRY, IL 60051-9612 |
| Document Number | 0000019110 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 19110 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 312 BAY RD MCHENRY IL 600519612, MCHENRY, IL 60051-9612 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $240,043 Land $96,909 Building $143,134 | $720,129 Land $290,727 Building $429,402 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 38 (1979–2026) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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