McHenry County property record for 106 Bay Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,817 sqft · built 1966 |
| Lot Size | 0.173 acres (7,570 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-20-280-019 |
| Primary APN | 10-20-280-019 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 2,396 sqft |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 995 sqft |
| Finished Basement | 746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 7,570 sqft |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 15 sqft |
| Patio Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 BAY RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0041374 LT 13 BLK 4 WORTHMOOR ESTATES |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 20 |
| Legal Subdivision | WORTHMOOR ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 870702 |
106 Bay Rd is owned and occupied by an individual who acquired it in July 2021.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 106 BAY RD, MCHENRY, IL 60051-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 29, 2021 | Intrafamily Transfer, Transfer VYLLA TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | May 12, 2017 · Amount on File |
| Last Transfer Date | Jul 29, 2021 |
| Transfer Doc | 0000041374 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 106 BAY RD, MCHENRY, IL 60051-9609 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000067317 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021R0067317 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate | 2.75% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 29, 2021 |
| Property Address | 106 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000041374 |
| Map Reference | DOC 253360 MB11PG53 |
| Instrument Date | Dec 19, 2020 |
| Instrument | 2021R0041374 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | VYLLA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 106 BAY RD, MCHENRY, IL 60051-9609 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $78,105 Land $7,534 Building $70,571 | $234,315 Land $22,602 Building $211,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 38 (1979–2026) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Bay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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