108 Bay Rd, McHenry, IL 60051 Property Records

McHenry County property record for 108 Bay Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,600 sqft · built 1969
Lot Size0.177 acres (7,753 sqft)
OwnerIndividual Name on Record
Last Sale$126,000 (Jan 2014)
Flood ZoneZone X (minimal risk)
APN10-20-280-022

Property Details

APN / Parcel Number

Primary APN10-20-280-022

Interior

Full Baths5 Baths
Half Baths3 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area2,880 sqft
1st Floor Area1,600 sqft
Basement Area1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area7,753 sqft
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address108 BAY RD
CityMCHENRY
StateIL
Zip60051-9609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2014R0001808 LT 16 BLK 4 WORTHMOOR ESTATES
Legal Range09E
Legal Township45N
Legal Section20
Legal SubdivisionWORTHMOOR ESTATES
Legal Block4
Legal Lot Number16
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1045
Census Tract870702

Owner

Source: McHenry County records, as of August 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 BAY RD, MCHENRY, IL 60051-9609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2014 · Amount on Record
Deed SaleJan 16, 2014 · Amount on Record
Prior SaleMay 7, 2007
Deed Document Number2014R0001808
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Disabled Person's exemption$52,337 Land $7,534 Building $44,803$157,011 Land $22,602 Building $134,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims38 (1979–2026)
Claims Outside the SFHA3 of 38
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 12 claims
  • Severe Storms & Flooding, Jun 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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