McHenry County property record for 110 Bay Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,611 sqft · built 1967 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Mar 2024) |
| Tax Bill | $6,534 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-20-280-020 |
| Primary APN | 10-20-280-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,611 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Basement Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 145 ft deep x 72 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 110 BAY RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0006174 LT 14 & W1/2 LT 15 BLK 4 WORTHMOOR ESTATES |
| Legal Subdivision | WORTHMOOR ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 14,15 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 870702 |
Source: McHenry County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 110 BAY RD, MCHENRY, IL 60051-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Mar 15, 2024 | Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Apr 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 14, 2018 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Sep 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on Record |
| Deed Sale | Mar 15, 2024 · Amount on Record |
| Prior Sale | Oct 20, 2014 · Amount on Record |
| Deed Document Number | 20246174 |
| Prior Transfer Date | Sep 25, 2014 |
| Prior Transfer Doc | 0000035797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 110 BAY RD, MCHENRY, IL 60051-9609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 110 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000005790 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2026R0005790 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 15, 2024 |
| Property Address | 110 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000006174 |
| Map Reference | MB11 PG53 DOC253360 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 2024R0006174 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000006175 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024R0006175 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 110 BAY RD, MCHENRY, IL 60051-9609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 110 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000008020 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023R0008020 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate | 5.62% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 14, 2018 |
| Property Address | 110 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000042478 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 42478 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 110 BAY RD MCHENRY IL 600519609, MCHENRY, IL 60051-9609 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 110 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000033808 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 110 BAY RD MCHENRY IL 600519609, MCHENRY, IL 60051-9609 |
| Document Number | 0000033808 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 33808 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,534.00 | $89,699 (+20.31%) Land $13,490 Building $76,209 | $269,097 (+20.31%) Land $40,470 Building $228,627 |
| 2022 | Homeowner's exemption | $74,554 Land $11,213 Building $63,341 | $223,662 Land $33,639 Building $190,023 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 38 (1979–2026) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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