McHenry County property record for 116 Bay Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 1,536 sqft · built 1964 |
| Lot Size | 0.248 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $191,000 (Jul 2020) |
| Tax Bill | $6,543 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-20-280-017 |
| Primary APN | 10-20-280-017 |
|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | A-Frame |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 7,405 sqft (0.248 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 224 sqft |
| Street Address | 116 BAY RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0027968 LT 11 & W1/2 LT 12 BLK 4 WORTHMOOR ESTATES |
| Legal Subdivision | WORTHMOOR ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 11,12 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 870702 |
Source: McHenry County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 BAY RD, MCHENRY, IL 60051-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit INDECOMM GLOBAL SERVICES |
| Jul 24, 2020 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Prior Sale | May 7, 1999 · Amount on Record |
| Deed Document Number | 202027968 |
| Prior Transfer Date | Dec 16, 2013 |
| Prior Transfer Doc | 0000003278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 2, 2026 |
| Property Address | 116 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000018835 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202618835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 116 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000018835, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202618835 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 24, 2020 |
| Property Address | 116 BAY RD, MCHENRY, IL 60051-9609 |
| Document Number | 0000027968 |
| Map Reference | MB 11 PG 53 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 2020R0027968 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $191.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3039 N OLCOTT AVE, CHICAGO, IL 60707-1133 |
| Document Number | 0000027969 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2020R0027969 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate | 2.75% |
|---|
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,543.00 | $89,818 (+20.31%) Land $13,490 Building $76,328 | $269,454 (+20.31%) Land $40,470 Building $228,984 |
| 2022 | Homeowner's exemption | $74,653 Land $11,213 Building $63,440 | $223,959 Land $33,639 Building $190,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 38 (1979–2026) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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