3115 W Shadow Creek Loop, Lecanto, FL 34461 Property Records

Citrus County property record for 3115 W Shadow Creek Loop, Lecanto, FL 34461

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,645 sqft · built 2009
Lot Size	0.595 acres (25,923 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Mar 2021)
Tax Bill	$8,918 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-16-0170-000B0-007.0`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-16-0170-000B0-007.0`
Alternative APNs	`1618S18E0170000B00070` `3474033`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,645 sqft Living Area
1st Floor Area	3,645 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	25,923 sqft (0.595 acres)
Lot Dimensions	259 ft deep x 78 ft wide
Garage Area	833 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Open Porch
Porch Area	719 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3474033
Old Parcel Number	1618S18E0170000B00070
Street Address	3115 W SHADOW CREEK LOOP
City	LECANTO
State	FL
Zip	34461-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	BLACK DIAMOND FIFTH ADD PB 16 PG 129 LOT 7 BLOCK B
Legal Range	18E
Legal Township	18S
Legal Section	21
Legal Subdivision	BLACK DIAMOND 5TH ADDITION
Legal Block	B
Legal Lot Number	7
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2063
Census Tract	450308

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3115 W SHADOW CREEK LOOP, LECANTO, FL 34461-6923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	2021013932
Deed Book / Page	3140 / 2455
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 4, 2021
Property Address	3115 W SHADOW CREEK LOOP, LECANTO, FL 34461-6923
Document Number	0031402455
Book / Page	3140 / 2455
Map Reference	MB 16 PG 129-142
Instrument Date	Feb 12, 2021
Instrument	2021013932
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	AMERICAN TTL SVCS OF CITRUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64874 ORCHARD DR, GOSHEN, IN 46526-9118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3115 W SHADOW CREEK LOOP, LECANTO, FL 34461-6923

Mortgage

Document Number	0031402457
Date	Mar 4, 2021
Instrument	3140/2457

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,918.00 (+3.49%) Homeowner's exemption Additional exemption filed	$761,461 (-0.32%) Land $62,000 Building $699,461	$761,461 (-0.32%) Land $62,000 Building $699,461
2024	$8,617.00 (+2.18%) Homeowner's exemption Additional exemption filed	$763,876 (+3.18%) Land $62,000 Building $701,876	$763,876 (+3.18%) Land $62,000 Building $701,876
2023	$8,433.00 (+6.92%) Homeowner's exemption Additional exemption filed	$740,319 (+28.44%) Land $62,000 Building $678,319	$740,319 (+28.44%) Land $62,000 Building $678,319
2022	$7,887.00 Homeowner's exemption Additional exemption filed	$576,398 Land $53,550 Building $522,848	$576,398 Land $53,550 Building $522,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20