3114 Silvermill Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 3114 Silvermill Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,146 sqft · built 2006
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$46,000 (Apr 2023)
Tax Bill	$2,911 (2025)
Deeds & Mortgages	Feb 2024 Transfer Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-26-18-0080-00800-0310`

Property Details

APN / Parcel Number

Primary APN	`23-26-18-0080-00800-0310`
Alternative APNs	`1826230080008000310` `1034606`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	2,146 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	418 sqft
Driveway	Concrete Driveway
Driveway Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	194 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3114 SILVERMILL LOOP
City	LAND O LAKES
State	FL
Zip	34638-6069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	STONEGATE PHASE 1 PB 56 PG 041 BLOCK 8 LOT 31
Legal Range	18E
Legal Township	26S
Legal Section	23
Legal Subdivision	STONEGATE
Legal Tract	80
Legal Block	8
Legal Lot Number	31
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	4
Census Block	4010
Census Tract	31604

Owner

3114 Silvermill Loop is owned and occupied by two individuals who acquired it in February 2024.

Source: Pasco County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3114 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Intrafamily Transfer, Transfer
Apr 19, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2020	Warranty Deed, Transfer · Conventional Mortgage SIMONS & LEONI HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Aug 6, 2020 · Amount on File
Deed Document Number	202368071
Deed Book / Page	10802 / 443
Last Transfer Date	Feb 1, 2024
Transfer Doc	0109552217
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Feb 6, 2024
Property Address	3114 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Document Number	0109552217
Book / Page	10955 / 2217
Map Reference	MB 56 PG 41
Instrument Date	Feb 1, 2024
Instrument	2024020127
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3114 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Apr 19, 2023
Property Address	3114 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Document Number	0108020443
Book / Page	10802 / 443
Map Reference	MB 56 PG 41
Instrument Date	Apr 18, 2023
Instrument	2023068071
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount on Record
Tax	$322.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3114 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 6, 2020
Property Address	3114 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Document Number	0101513775
Book / Page	10151 / 3775
Map Reference	MB 56 PG 41
Instrument Date	Jul 24, 2020
Instrument	2020127286
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ACR TITLE GROUP LLLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 BALOTA ST, 219, MERIDIANVILLE, AL 35759-1337

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3114 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069

Mortgage

Document Number	101513777
Date	Aug 6, 2020
Instrument	10151/3777

Lender

Name	SIMONS & LEONI HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3114 Silvermill Loop was $2,911 with a homeowner's exemption, up 2.6% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,700 (+2.9%)	$378,443 (-0.84%) Land $68,782 Building $309,661
2025	$2,911.00 (+2.64%) Homeowner's exemption	$201,850 Land $68,782 Building $133,068	$381,662 Land $68,782 Building $312,880
2024	$2,836.00 (+31.78%)
2023	$2,152.00 (+11.62%) Additional exemption filed	$190,460 (+3%) Land $59,565 Building $130,895	$362,759 (+9.69%) Land $59,565 Building $303,194
2022	$1,928.00 Homeowner's exemption	$184,920 Land $49,658 Building $135,262	$330,715 Land $49,658 Building $281,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3114 Silvermill Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3114 Silvermill Loop is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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