Pasco County property record for 3109 Silvermill Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,855 sqft · built 2006 |
| Lot Size | 0.142 acres (6,187 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Nov 2018) |
| Tax Bill | $5,620 (2025) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-26-18-0080-01000-0050 |
| Primary APN | 23-26-18-0080-01000-0050 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,855 sqft Living Area |
| Gross Area | 3,778 sqft |
| 1st Floor Area | 1,530 sqft |
| Upper Floors Area | 1,325 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,187 sqft (0.142 acres) |
| Garage Area | 610 sqft |
| Driveway | Driveway |
| Driveway Area | 601 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 351 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 376 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1034713 |
|---|---|
| Street Address | 3109 SILVERMILL LOOP |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-6071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | STONEGATE PHASE 1 PB 56 PG 041 BLOCK 10 LOT 5 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | STONEGATE |
| Legal Phase | 1 |
| Legal Tract | 80 |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 31604 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3109 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 2018194790 |
| Deed Book / Page | 9819 / 2687 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Nov 19, 2018 |
| Property Address | 3109 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071 |
| Document Number | 0098192687 |
| Book / Page | 009819 / 002687 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 194790 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2018 |
| Title Company | KEYSTONE TITLE, KEYSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3109 SILVERMILL LOOP LAND O LAKES FL 346386071, LAND O LAKES, FL 34638-6071 |
| Document Number | 98192689 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 009819/002689 |
| Instrument | 194791 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 18, 2033 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,620.00 (+6.26%) Homeowner's exemption | $362,910 (+5.98%) Land $67,871 Building $295,039 | $510,096 (+4.28%) Land $67,871 Building $442,225 |
| 2023 | $5,289.00 (+11.18%) Additional exemption filed | $342,420 (+3%) Land $58,777 Building $283,643 | $489,153 (+8.77%) Land $58,777 Building $430,376 |
| 2022 | $4,757.00 Homeowner's exemption | $332,450 Land $49,001 Building $283,449 | $449,719 Land $49,001 Building $400,718 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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