3100 Silvermill Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 3100 Silvermill Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,855 sqft · built 2007
Lot Size	0.155 acres (6,756 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Feb 2022)
Tax Bill	$7,993 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-26-18-0080-00800-0280`

Property Details

APN / Parcel Number

Primary APN	`23-26-18-0080-00800-0280`
Alternative APN	`1034603`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,855 sqft Living Area
Gross Area	3,778 sqft
1st Floor Area	1,530 sqft
Upper Floors Area	1,325 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,756 sqft (0.155 acres)
Garage Area	610 sqft
Driveway	Driveway
Driveway Area	617 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	313 sqft
Patio Area	216 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1034603
Street Address	3100 SILVERMILL LOOP
City	LAND O LAKES
State	FL
Zip	34638-6069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	STONEGATE PHASE 1 PB 56 PG 041 BLOCK 8 LOT 28
Legal Range	18E
Legal Township	26S
Legal Section	23
Legal Subdivision	STONEGATE
Legal Phase	1
Legal Tract	80
Legal Block	8
Legal Lot Number	28
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	4
Census Block	4010
Census Tract	31604

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3100 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
Feb 4, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Feb 4, 2021 · Amount on Record
Deed Document Number	2022040874
Deed Book / Page	10553 / 2899
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 16, 2022
Property Address	3100 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Document Number	0105532899
Book / Page	10553 / 2899
Map Reference	MB 56 PG 41-63
Instrument Date	Feb 10, 2022
Instrument	2022040874
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069

Mortgage

Document Number	0105532900
Date	Feb 16, 2022
Instrument	10553/2900

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 4, 2021
Property Address	3100 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Document Number	0102723684
Book / Page	10272 / 3684
Map Reference	MB 56 PG 41-63
Instrument Date	Jan 29, 2021
Instrument	2021023618
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,912.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1906 E CALHOUN ST, 1906, PLANT CITY, FL 33563-3926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069

Mortgage

Document Number	102723686
Date	Feb 4, 2021
Instrument	10272/3686

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 16, 2018
Property Address	3100 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Document Number	0097732201
Book / Page	9773 / 2201
Map Reference	MB 56 PG 41
Instrument Date	Aug 15, 2018
Instrument	2018138760
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 SILVERMILL LOOP, 3100, LAND O LAKES, FL 34638-6069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069

Mortgage

Document Number	2018138761
Date	Aug 16, 2018
Instrument	2018138761

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,993.00 (+4.76%) Homeowner's exemption	$504,026 (+4.76%) Land $74,113 Building $429,913	$504,026 (+4.76%) Land $74,113 Building $429,913
2023	$7,630.00 (+7.74%) Additional exemption filed	$481,133 (+9.49%) Land $64,182 Building $416,951	$481,133 (+9.49%) Land $64,182 Building $416,951
2022	$7,082.00	$439,449 Land $53,508 Building $385,941	$439,449 Land $53,508 Building $385,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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