3103 Silvermill Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 3103 Silvermill Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,146 sqft · built 2006
Lot Size	0.169 acres (7,377 sqft)
Owner	Individual Name on Record
Last Sale	$478,000 (Sep 2022)
Tax Bill	$209 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-26-18-0080-01000-0060`

Property Details

APN / Parcel Number

Primary APN	`23-26-18-0080-01000-0060`
Alternative APN	`1034714`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	2,758 sqft
1st Floor Area	2,146 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,377 sqft (0.169 acres)
Garage Area	418 sqft
Driveway	Driveway
Driveway Area	569 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	194 sqft
Patio Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1034714
Street Address	3103 SILVERMILL LOOP
City	LAND O LAKES
State	FL
Zip	34638-6071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	STONEGATE PHASE 1 PB 56 PG 041 BLOCK 10 LOT 6
Legal Range	18E
Legal Township	26S
Legal Section	23
Legal Subdivision	STONEGATE
Legal Phase	1
Legal Tract	80
Legal Block	10
Legal Lot Number	6
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	4
Census Block	4011
Census Tract	31604

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	2022202875
Deed Book / Page	10691 / 206
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 14, 2022
Property Address	3103 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071
Document Number	0106910206
Book / Page	10691 / 206
Map Reference	MB 56 PG 41
Instrument Date	Aug 29, 2022
Instrument	2022202875
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	FRONTIER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,346.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3103 SILVERMILL LOOP, 3103, LAND O LAKES, FL 34638-6071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071

Mortgage

Document Number	0010691208
Date	Sep 14, 2022
Instrument	10691/208

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3103 SILVERMILL LOOP, LAND O LAKES, FL 34638-6071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101501206
Date	Aug 4, 2020
Book Page	10150/1206
Instrument	2020125809

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$209.00 (-96.57%) Homeowner's exemption	$411,151 (+5.38%) Land $80,926 Building $330,225	$411,151 (+5.38%) Land $80,926 Building $330,225
2023	$6,095.00 (+94.23%) Additional exemption filed	$390,159 (+70.15%) Land $70,082 Building $320,077	$390,159 (+9.84%) Land $70,082 Building $320,077
2022	$3,138.00	$229,300 Land $58,426 Building $170,874	$355,198 Land $58,426 Building $296,772

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Silvermill Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures