3122 Silvermill Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 3122 Silvermill Loop, Land O Lakes, FL 34638

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,238 sqft · built 2006
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2016)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-26-18-0080-00800-0330`

Property Details

APN / Parcel Number

Primary APN	`23-26-18-0080-00800-0330`
Alternative APN	`1034608`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,238 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	2,238 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.151 acres)
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	599 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	188 sqft
Patio Area	255 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1034608
Street Address	3122 SILVERMILL LOOP
City	LAND O LAKES
State	FL
Zip	34638-6069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	STONEGATE PHASE 1 PB 56 PG 041 BLOCK 8 LOT 33 OR 9368 PG 0740
Legal Range	18E
Legal Township	26S
Legal Section	23
Legal Subdivision	STONEGATE
Legal Phase	1
Legal Tract	80
Legal Block	8
Legal Lot Number	33
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	4
Census Block	4010
Census Tract	31604

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3122 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2016 · Amount on Record
Deed Sale	May 17, 2016 · Amount on Record
Prior Sale	Oct 16, 2008 · Amount on Record
Deed Document Number	2016076662
Deed Book / Page	9368 / 0740
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3122 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3122 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069

Mortgage

Document Number	0106091565
Date	May 6, 2022
Book Page	10609/1565
Instrument	2022103504

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3122 SILVERMILL LOOP, LAND O LAKES, FL 34638-6069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102202512
Date	Nov 23, 2020
Book Page	10220/2512
Instrument	2020198044

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,021.00 (+6.49%) Homeowner's exemption	$267,830 (+5.98%) Land $72,402 Building $195,428	$414,881 (+5.12%) Land $72,402 Building $342,479
2023	$3,776.00 (+11.39%) Additional exemption filed	$252,710 (+3%) Land $62,700 Building $190,010	$394,666 (+9.53%) Land $62,700 Building $331,966
2022	$3,390.00 Homeowner's exemption	$245,350 Land $52,272 Building $193,078	$360,313 Land $52,272 Building $308,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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