Union County property record for 3112 Xilingol Dr, Indian Trail, NC 28079
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 2.5 ba · 3,214 sqft · built 2019 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $331,000 (Sep 2019) |
| Tax Bill | $3,967 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-022-026 |
| Primary APN | 07-022-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,214 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 6,752 sqft (0.155 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3112 XILINGOL DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-0348 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | SF-5 INDIA |
| Legal Description | #875 BONTERRA PH4 MAP3 OPCO222-227 |
| Legal Subdivision | BONTERRA VILLAGE SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20305 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3112 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 30, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI TAYLOR MORRISON HOME FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on Record |
| Deed Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 201929813 |
| Deed Book / Page | 7478 / 80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3112 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008349201 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 8349/201 |
| Instrument | 59450 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 30, 2019 |
| Property Address | 3112 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Document Number | 747880 |
| Book / Page | 007478 / 000080 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 29813 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $662.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3112 XILINGOL DR INDIAN TRAIL NC 280790348, INDIAN TRAIL, NC 28079-0348 |
| Document Number | 747882 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 007478/000082 |
| Instrument | 29814 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | 495 N KELLER RD # 550, MAITLAND, FL 32751-8649 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,000 (-) Land $101,800 Building $502,200 | $604,000 (-) Land $101,800 Building $502,200 | |
| 2025 | $3,967.00 (+29.94%) | $604,000 (+65.07%) Land $101,800 Building $502,200 | $604,000 (+65.07%) Land $101,800 Building $502,200 |
| 2023 | $3,053.00 | $365,900 Land $65,000 Building $300,900 | $365,900 Land $65,000 Building $300,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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