Union County property record for 3116 Xilingol Dr, Indian Trail, NC 28079
| Property Type | Other Improved |
|---|---|
| Details | built 2019 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Apr 2024) |
| Tax Bill | $3,714 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-022-027 |
| Primary APN | 07-022-027 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,802 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 6,752 sqft (0.155 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3116 XILINGOL DR |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-0348 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | SF-5 INDIA |
| Legal Description | #876 BONTERRA PH4 MAP3 OPCO222-227 |
| Legal Subdivision | BONTERRA |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20305 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3116 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2019 · Amount on Record |
| Deed Document Number | 20248803 |
| Deed Book / Page | 8889 / 639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3116 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3116 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Document Number | 0009292750 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 9292/750 |
| Instrument | 2088 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3116 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3116 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Document Number | 0009104581 |
|---|---|
| Date | Apr 24, 2025 |
| Book Page | 9104/581 |
| Instrument | 9928 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 19, 2024 |
| Property Address | 3116 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Document Number | 0008889639 |
| Book / Page | 8889 / 639 |
| Map Reference | CAB O FILE 222-227 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 8803 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10453 POTAWATOMI LN, FORT WORTH, TX 76179-2661 |
| Name | Verified Name |
|---|---|
| Address | 3116 XILINGOL DR, INDIAN TRAIL, NC 28079-0348 |
| Document Number | 0000008804 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 8804 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,000 (-) Land $101,800 Building $463,200 | $565,000 (-) Land $101,800 Building $463,200 | |
| 2025 | $3,714.00 (+28.25%) | $565,000 (+62.97%) Land $101,800 Building $463,200 | $565,000 (+62.97%) Land $101,800 Building $463,200 |
| 2023 | $2,896.00 | $346,700 Land $65,000 Building $281,700 | $346,700 Land $65,000 Building $281,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures