3104 Xilingol Dr, Indian Trail, NC 28079 Property Records

Union County property record for 3104 Xilingol Dr, Indian Trail, NC 28079

Property Summary

Property TypeOther Improved
Detailsbuilt 2019
Lot Size0.155 acres (6,752 sqft)
Owner2 Individual Names on Record
Last Sale$325,500 (Sep 2019)
Tax Bill$3,888 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-022-024

Property Details

APN / Parcel Number

Primary APN07-022-024

Interior

Bedrooms6 Beds
Full Baths3 Baths
Building Area3,128 sqft Living Area
1st Floor Area1,364 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area6,752 sqft (0.155 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3104 XILINGOL DR
CityINDIAN TRAIL
StateNC
Zip28079-0348
Property CategoryOther
Property TypeOther > Other Improved
Local Zoning CodeSF-5 INDIA
Legal Description#873 BONTERRA PH4 MAP3 OPCO222-227
Legal SubdivisionBONTERRA
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group2
Census Block2028
Census Tract20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3104 XILINGOL DR, INDIAN TRAIL, NC 28079-0348
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2019 · Amount on Record
Deed SaleSep 24, 2019 · Amount on Record
Deed Document Number201928949
Deed Book / Page7472 / 311
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3104 XILINGOL DR, INDIAN TRAIL, NC 28079-0348
Transaction TypeMortgage
Record UpdatedMar 31, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083691
DateJan 10, 2022
Book Page8369/1
Instrument1140
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$593,200 (-) Land $101,800 Building $491,400$593,200 (-) Land $101,800 Building $491,400
2025$3,888.00 (+29.86%)$593,200 (+65.37%) Land $101,800 Building $491,400$593,200 (+65.37%) Land $101,800 Building $491,400
2023$2,994.00$358,700 Land $65,000 Building $293,700$358,700 Land $65,000 Building $293,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

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