3117 Xilingol Dr, Indian Trail, NC 28079 Property Records

Union County property record for 3117 Xilingol Dr, Indian Trail, NC 28079

Property Summary

Property Type	Other Improved
Details	3 bd · 3.5 ba · 2,863 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Dec 2019)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-022-008`

Property Details

APN / Parcel Number

Primary APN	`07-022-008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,863 sqft Living Area
1st Floor Area	2,027 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3117 XILINGOL DR
City	INDIAN TRAIL
State	NC
Zip	28079-0348
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	SF-5 INDIA
Legal Description	#857 BONTERRA PH4 MAP3 OPCO222-227
Legal Subdivision	BONTERRA
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2037
Census Tract	20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3117 XILINGOL DR, INDIAN TRAIL, NC 28079-0348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jan 6, 2021	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	201939129
Deed Book / Page	7540 / 221
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3117 XILINGOL DR, INDIAN TRAIL, NC 28079-0348
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008120715
Date	Jun 1, 2021
Book Page	8120/715
Instrument	25834

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3117 XILINGOL DR, INDIAN TRAIL, NC 28079-0348
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008457513
Date	Apr 19, 2022
Book Page	8457/513
Instrument	14525

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3117 XILINGOL DR, INDIAN TRAIL, NC 28079-0348
Document Number	7950455
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3117 XILINGOL DR INDIAN TRAIL NC 280790348, INDIAN TRAIL, NC 28079-0348

Mortgage

Document Number	7950455
Date	Jan 12, 2021
Book Page	007950/000455
Instrument	1377

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,200 (-) Land $101,800 Building $444,400	$546,200 (-) Land $101,800 Building $444,400
2025	$3,593.00 (+18.5%)	$546,200 (+50.34%) Land $101,800 Building $444,400	$546,200 (+50.34%) Land $101,800 Building $444,400
2023	$3,032.00	$363,300 Land $65,000 Building $298,300	$363,300 Land $65,000 Building $298,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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