3109 Xilingol Dr, Indian Trail, NC 28079 Property Records

Union County property record for 3109 Xilingol Dr, Indian Trail, NC 28079 · Last verified April 2026

Property Highlights

Property Type	Other > Other Improved
Year Built	Built 2019
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$339,500 (2019)
Tax Bill	$3,886.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-022-010`

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	3109 XILINGOL DR
City	INDIAN TRAIL
State	NC
Zip	28079-0348
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	#859 BONTERRA PH4 MAP3 OPCO222-227
Legal Subdivision	BONTERRA
Jurisdiction	UNION NC
Minor Civil Division	VANCE
Census Blockgroup	2
Census Block	2037
Census Tract	20305

Owner

Source: Union County records · APN 07-022-010

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3109 XILINGOL DR, INDIAN TRAIL, NC 28079-0348
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Deed Doc Number	201940569
Deed Book / Page	7550 / 435
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3109 XILINGOL DR, INDIAN TRAIL, NC 28079-0348
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080781
Date	Apr 26, 2021
Book Page	8078/1
Instrument	19509

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	May 01, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	7%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,886.00 (+29.88%)	$591,000 (+64.85%) Land $101,800 Building $489,200	$591,000 (+64.85%) Land $101,800 Building $489,200
2023	$2,992.00	$358,500 Land $65,000 Building $293,500	$358,500 Land $65,000 Building $293,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.