3112 E Schrock Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3112 E Schrock Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,383 sqft · built 1958
Lot Size1.24 acres (54,014 sqft)
OwnerIndividual Name on Record
Tax Bill$2,516 (2025)
Flood ZoneZone X (minimal risk)
APN8812-31-101-030

Property Details

APN / Parcel Number

Primary APN8812-31-101-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,383 sqft Living Area
1st Floor Area1,383 sqft
Basement Area1,383 sqft
Finished Basement600 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area54,014 sqft (1.24 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Deck Area140 sqft
Patio Area65 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3112 E SCHROCK RD
CityWATERLOO
StateIA
Zip50701-9482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 12 RDS W 46 RDS N 20 RDS NW NW EXC RD AND EXC THAT PART TO BLACK HAWK COUNTY AS DESC IN LD B 563 P 278 SEC 31 T 88 R 12
Legal Range12W
Legal Township88N
Legal Section31
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1042
Census Tract2902

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3112 E SCHROCK RD, WATERLOO, IA 50701-9482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,516.00 (+1.45%) Homeowner's exemption$224,610 (+7.58%) Land $61,200 Building $163,410$224,610 (+7.58%) Land $61,200 Building $163,410
2024$2,480.00 (+19.46%)
2023$208,780 (+28.03%) Land $51,000 Building $157,780$208,780 (+28.03%) Land $51,000 Building $157,780
2022$2,076.00 Homeowner's exemption$163,070 Land $40,800 Building $122,270
2021$163,070 Land $40,800 Building $122,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1993–2016)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alpine Communications
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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