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2902 E Schrock Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2902 E Schrock Rd, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,672 sqft · built 1889
Lot Size6.68 acres (290,981 sqft)
Owner2 Individual Names on File
Last Sale$201,000 (Jun 2022)
Tax Bill$1,522 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN8813-36-226-002

Property Details

APN / Parcel Number

Primary APN8813-36-226-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,672 sqft Living Area
1st Floor Area852 sqft
Basement Area852 sqft
Unfinished Basement852 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area290,981 sqft (6.68 acres)
Deck Area112 sqft
Poultry HousePoultry House

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address2902 E SCHROCK RD
CityWATERLOO
StateIA
Zip50701-9491
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPT OF NE NE SEC 36 T 88 R 13 BEG AT NE COR NE 1/4 SEC 36 T 88 R 13 TH SLY ON E LINE SAID SEC 398.56 FT TH WLY PARALLEL TO N
Legal Range13W
Legal Township88N
Legal Section36
JurisdictionBLACK HAWK IA
Township / Civil DivisionORANGE
Census Block Group3
Census Block3017
Census Tract3002

Owner

Source: Black Hawk County records · APN 8813-36-226-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3755 CEDAR TERRACE DR, WATERLOO, IA 50702-4801
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2022 · Amount on Record
Deed SaleJun 23, 2022 · Amount on Record
Deed Document Number202224927
Last Transfer DateDec 12, 2024
Transfer Doc0000024836
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2902 E SCHROCK RD, WATERLOO, IA 50701-9491
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3755 CEDAR TERRACE DR, WASHBURN, IA 50702-4801

Mortgage

Document Number202300001975
DateAug 03, 2022
Instrument202300001975
Lender
NameFIRST BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 25, 2052

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,522.00$103,270 (+4.26%) Land $16,020 Building $87,250$103,270 (+4.26%) Land $16,020 Building $87,250
2024$1,522.00 (+20.6%)
2023$99,050 (+21.95%) Land $12,500 Building $86,550$99,050 (+21.95%) Land $12,500 Building $86,550
2022$1,262.00 Additional exemption filed$81,220 Land $10,070 Building $71,150
2021$81,220 Land $10,070 Building $71,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130030023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims5 (2008–2016)
Most Recent ClaimSep 2016, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Sep 2016 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 32% of Iowa
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Alpine CommunicationsFiber500 / 500
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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