Black Hawk County property record for 3042 E Schrock Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1959 |
| Lot Size | 0.83 acres (36,154 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Sep 2022) |
| Tax Bill | $2,388 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Mar 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-31-101-026 |
| Primary APN | 8812-31-101-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 896 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 36,154 sqft (0.83 acres) |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3042 E SCHROCK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 8 RDS W 34 RDS N 20 RDS NW NW SEC 31 T 88 R 12 EXC RD AND EXC N 55 FT E 8 RDS W 34 RDS TO BLACK HAWK COUNTY FOR RD EXC |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 31 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 2902 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3042 E SCHROCK RD, WATERLOO, IA 50701-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 27, 2018 | Deed of Trust, Mortgage BANK IOWA |
| Mar 27, 2026 | Intrafamily Transfer, Transfer · Commercial Mortgage FARMERS STATE BANK |
| Sep 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on Record |
| Deed Sale | Sep 28, 2022 · Amount on Record |
| Prior Sale | Sep 28, 2021 · Amount on Record |
| Deed Document Number | 20226802 |
| Last Transfer Date | Mar 23, 2026 |
| Transfer Doc | 0000004020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 3042 E SCHROCK RD, WATERLOO, IA 50701-9429 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201800014039 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 201800014039 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 27, 2026 |
| Property Address | 3042 E SCHROCK RD, WATERLOO, IA 50701-9429 |
| Document Number | 0202604020 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 2026-04020 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3042 E SCHROCK RD, WATERLOO, IA 50701-9429 |
| Document Number | 0202604021 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026-04021 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 28, 2021 |
| Property Address | 3042 E SCHROCK RD, WATERLOO, IA 50701-9429 |
| Document Number | 202200006802 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 202200006802 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3042 E SCHROCK RD, WATERLOO, IA 50701-9429 |
| Document Number | 202200006803 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 202200006803 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,388.00 (+1.36%) Homeowner's exemption | $199,890 (+7.5%) Land $55,800 Building $144,090 | $199,890 (+7.5%) Land $55,800 Building $144,090 |
| 2024 | $2,356.00 (+19.23%) | ||
| 2023 | $185,950 (+26.74%) Land $46,500 Building $139,450 | $185,950 (+26.74%) Land $46,500 Building $139,450 | |
| 2022 | $1,976.00 | $146,720 Land $37,200 Building $109,520 | |
| 2021 | $146,720 Land $37,200 Building $109,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1993–2016) |
| Claims Outside the SFHA | 3 of 21 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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