Black Hawk County property record for 3206 E Schrock Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,088 sqft · built 1949 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,348 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-31-101-018 |
| Primary APN | 8812-31-101-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 320 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Type | Detached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3206 E SCHROCK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 20 RDS NW NW EXC W 66 RDS AND EXC THAT PART TO BLACK HAWK COUNTY AS DESC IN LD B 562 P 975 SEC 31 T 88 R 12 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 31 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 2902 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3206 E SCHROCK RD, WATERLOO, IA 50701-9483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,348.00 (+5.81%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $148,920 (+10.49%) Land $63,000 Building $85,920 | $148,920 (+10.49%) Land $63,000 Building $85,920 |
| 2024 | $1,274.00 (+18.62%) | ||
| 2023 | $134,780 (+27.49%) Land $52,500 Building $82,280 | $134,780 (+27.49%) Land $52,500 Building $82,280 | |
| 2022 | $1,074.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $105,720 Land $42,000 Building $63,720 | |
| 2021 | $105,720 Land $42,000 Building $63,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1993–2016) |
| Claims Outside the SFHA | 3 of 21 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alpine Communications Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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