3020 E Schrock Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3020 E Schrock Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,194 sqft · built 1948
Lot Size0.83 acres (36,154 sqft)
OwnerIndividual Name on Record
Tax Bill$2,026 (2025)
Flood ZoneZone X (minimal risk)
APN8812-31-101-020

Property Details

APN / Parcel Number

Primary APN8812-31-101-020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,194 sqft Living Area
1st Floor Area1,194 sqft
Basement Area1,194 sqft
Unfinished Basement1,194 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area36,154 sqft (0.83 acres)
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
Shed1 Shed
Shed Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3020 E SCHROCK RD
CityWATERLOO
StateIA
Zip50701-9429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 8 RDS W 18 RDS N 20 RDS NW NW EXC HWY SEC 31 T 88 R 12 AND EXC THAT PART TO BLACK HAWK COUNTY AS DESC IN LD B 563 P 74
Legal Range12W
Legal Township88N
Legal Section31
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1042
Census Tract2902

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3020 E SCHROCK RD, WATERLOO, IA 50701-9429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 23, 2023
Transfer Doc0000003252
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,026.00 Homeowner's exemption$188,560 (+7.74%) Land $55,800 Building $132,760$188,560 (+7.74%) Land $55,800 Building $132,760
2024$2,026.00 (+19.46%)
2023$175,020 (+29.74%) Land $46,500 Building $128,520$175,020 (+29.74%) Land $46,500 Building $128,520
2022$1,696.00 Homeowner's exemption$134,900 Land $37,200 Building $97,700
2021$134,900 Land $37,200 Building $97,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1993–2016)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Alpine Communications
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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