3120 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3120 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,431 sqft · built 1969
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jan 2016)
Tax Bill	$8,627 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 15.15-1-16`

Property Details

APN / Parcel Number

Primary APN	`013089 15.15-1-16`
Alternative APNs	`308901501500010160000000` `01501500010160000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,431 sqft Living Area
1st Floor Area	2,071 sqft
Upper Floors Area	360 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501500010160000000
Street Address	3120 E LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12303-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 3120 LYDIUS ST
Legal Subdivision	SECTION 2 RANDOM ACREE
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3007
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 15.15-1-16

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3120 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 22, 2019	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 2016 · Amount on Record
Deed Sale	Jan 04, 2016 · Amount on Record
Deed Document Number	20167
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3120 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3120 E LYDIUS ST, SCHENECTADY, NY 12303-5026

Mortgage

Document Number	0000006964
Date	Sep 19, 2025
Instrument	R2025-16964

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3120 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005033
Date	Feb 18, 2021
Instrument	R2021-05033

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3120 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Document Number	0000010514
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 E LYDIUS ST SCHENECTADY NY 123035025, SCHENECTADY, NY 12303-5025

Mortgage

Document Number	0000010514
Date	Jun 03, 2019
Instrument	10514

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 02, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,627.00 (+11.68%)	$298,000 (-) Land $60,000 Building $238,000	$397,333 (+13.33%) Land $80,000 Building $317,333
2023		$298,000 (-) Land $60,000 Building $238,000	$350,588 (+7.06%) Land $70,588 Building $280,000
2022		$298,000 Land $60,000 Building $238,000	$327,473 Land $65,934 Building $261,539
2021	$7,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010146163, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Lydius St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures