3110 Rogers St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3110 Rogers St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,476 sqft · built 1909
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Jul 2026)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-14-036.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-14-036.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,476 sqft Finished Area
Gross Area	1,584 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick
Foundation Type	Block
Roof Material	Slate
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3110 ROGERS ST
City	COVINGTON
State	KY
Zip	41015-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS PT LOTS 270-271-272 33'X100' ES ROGERS 31' N 32ND ST
Legal Subdivision	ROGERS M
Legal Phase	2
Legal Lot Number	270,27
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	61400

Owner

3110 Rogers St is owned and occupied by two individuals who bought it in July 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3110 ROGERS ST, COVINGTON, KY 41015-1140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE
Jul 20, 2026	Warranty Deed, Transfer COLUMBIA TITLE, COLUMBIA TITLE LLC
Mar 10, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jun 7, 2022	Deed, Transfer
May 18, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Mar 10, 2023 · Amount on File
Deed Document Number	202615215
Deed Book / Page	461 / 270
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 29, 2026
Property Address	3110 ROGERS ST, COVINGTON, KY 41015-1140
Document Number	0000016445
Book / Page	467 / 924
Instrument Date	Jul 6, 2026
Instrument	202616445
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016445,
Date	Jul 29, 2026
Book Page	467/924
Instrument	202616445

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2026
Property Address	3110 ROGERS ST, COVINGTON, KY 41015-1140
Document Number	0000015215
Book / Page	461 / 270
Instrument Date	Jul 6, 2026
Instrument	202615215
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	COLUMBIA TITLE, COLUMBIA TITLE LLC

Transaction

Amount	Amount on Record
Tax	$21,412.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 ROGERS ST, COVINGTON, KY 41015-1140

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 10, 2023
Property Address	3110 ROGERS ST, COVINGTON, KY 41015-1140
Document Number	0005900032
Book / Page	KC 217 / 79
Instrument Date	Mar 7, 2023
Instrument	23031005900032
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 GEORGETOWN DR, FORT MITCHELL, KY 41017-2858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 ROGERS ST, COVINGTON, KY 41015-1140

Mortgage

Document Number	0005900033
Date	Mar 10, 2023
Book Page	KCM 445/683
Instrument	23031005900033

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jun 7, 2022
Property Address	3110 ROGERS ST, COVINGTON, KY 41015-1140
Document Number	0005900158
Book / Page	169 / 635
Instrument Date	May 31, 2022
Instrument	22060705900158
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Tax	$126.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SIGNATURE DR S, 100, XENIA, OH 45385-8904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10 GEORGETOWN DR, FT MITCHELL, KY 41017-2858
Investor	Possibly a Property Investor

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 18, 2022
Property Address	3110 ROGERS ST, COVINGTON, KY 41015-1140
Document Number	0005900251
Book / Page	165 / 807
Instrument Date	May 11, 2022
Instrument	22051805900251
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	998 REIGH COUNT DR, 998, UNION, KY 41091-8044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 SINGNATURE DRIVE, XENIA, OH 45385-8904

Tax Assessment & Valuation

The 2025 property tax bill for 3110 Rogers St was $2,516.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,900 (-) Land $10,000 Building $179,900	$189,900 (-) Land $10,000 Building $179,900
2025	$2,516.00	$189,900 Land $5,000 Building $184,900	$189,900 Land $5,000 Building $184,900
2023	$1,678.00	$126,000 Land $5,000 Building $121,000	$126,000 Land $5,000 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3110 Rogers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3110 Rogers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Rogers St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures