3106 Rogers St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3106 Rogers St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 616 sqft · built 1899
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Mar 2026)
Tax Bill	$397 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-14-038.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-14-038.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	616 sqft Finished Area
Gross Area	700 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3106 ROGERS ST
City	COVINGTON
State	KY
Zip	41015-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS LOT 346 & N 2' LOTS 270-271-272
Legal Subdivision	ROGERS M
Legal Phase	72
Legal Lot Number	346,270
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1009
Census Tract	61400

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2554 BUTTERMILK PIKE, VILLA HILLS, KY 41017-1102
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 27, 2026	Warranty Deed, Transfer · Commercial Mortgage MWC WB SPV LLC
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit TRADITIONAL BANK INC
Sep 9, 2020	Grant Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Jul 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on Record
Deed Sale	Mar 27, 2026 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	20266246
Deed Book / Page	406 / 731
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	May 19, 2026
Property Address	3106 ROGERS ST, COVINGTON, KY 41015-1140
Document Number	0000010366
Book / Page	433 / 665
Instrument Date	May 15, 2026
Instrument	202610366
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2554 BUTTERMILK PIKE, VILLA HILLS, KY 41017-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010366,
Date	May 19, 2026
Book Page	433/665
Instrument	202610366

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 27, 2026
Property Address	3106 ROGERS ST, COVINGTON, KY 41015-1140
Document Number	0000006246
Book / Page	406 / 731
Instrument Date	Mar 24, 2026
Instrument	26059000006246
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2554 BUTTERMILK PIKE, VILLA HILLS, KY 41017-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006247
Date	Mar 27, 2026
Book Page	406/738
Instrument	26059000006247

Lender

Name	MWC WB SPV LLC
Type	Non-Lending Institution
Address	OWINGS MILLS, MD 21117

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2027

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3106 ROGERS ST, COVINGTON, KY 41015-1140
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4329 CRESCENT SPRINGS CT, LEXINGTON, KY 40515-4787

Mortgage

Document Number	0005900134
Date	Jan 10, 2022
Book Page	324/744
Instrument	22011005900134

Lender

Name	TRADITIONAL BANK INC
Type	Bank
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Sep 9, 2020
Property Address	3106 ROGERS ST, COVINGTON, KY 41015-1140
Document Number	0000420592
Book / Page	000042 / 000592
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$22.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4329 CRESCENT SPRINGS CT LEXINGTON KY 405154787, LEXINGTON, KY 40515-4787
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 9, 2020
Property Address	3106 ROGERS ST, COVINGTON, KY 41015-1140
Document Number	0000000150
Book / Page	000031 / 000052
Instrument Date	Jun 18, 2020
Instrument	150
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	6900 HOUSTON RD #29 FLORENCE KY 410424890, 29, FLORENCE, KY 41042-4890

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,200 (+194%) Land $10,000 Building $78,200	$88,200 (+194%) Land $10,000 Building $78,200
2025	$397.00 (-0.5%)	$30,000 (-) Land $5,000 Building $25,000	$30,000 (-) Land $5,000 Building $25,000
2023	$399.00	$30,000 Land $5,000 Building $25,000	$30,000 Land $5,000 Building $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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