3107 Rogers St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3107 Rogers St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,680 sqft · built 1926
Lot Size	0.005 acres (210 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2022)
Tax Bill	$2,318 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-13-07-009.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-07-009.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Finished Area
Gross Area	1,890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	210 sqft (0.005 acres)
Lot Dimensions	70 ft deep x 3 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3107 ROGERS ST
City	COVINGTON
State	KY
Zip	41015-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROGERS PT LOTS 273-274-275 33 1,3'X 70' WS ROGERS 65.58' N 32ND
Legal Subdivision	ROGERS M
Legal Phase	5
Legal Lot Number	273,27
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1018
Census Tract	61400

Owner

3107 Rogers St is owned and occupied by an individual who bought it in June 2022.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3107 ROGERS ST, COVINGTON, KY 41015-1139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 13, 2017	Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on File
Deed Sale	Jun 7, 2022 · Amount on File
Prior Sale	Feb 13, 2017 · Amount on File
Deed Document Number	202269
Deed Book / Page	169 / 601
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 7, 2022
Property Address	3107 ROGERS ST, COVINGTON, KY 41015-1139
Document Number	0005900069
Book / Page	169 / 605
Instrument Date	Jun 2, 2022
Instrument	22060705900069
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2072 EKBBLE DR, 2072, COVINGTON, KY 41017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 ROGERS ST, COVINGTON, KY 41015-1139

Mortgage

Document Number	0005900070
Date	Jun 7, 2022
Book Page	377/235
Instrument	22060705900070

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 13, 2017
Property Address	3107 ROGERS ST, COVINGTON, KY 41015-1139
Document Number	0000000059
Book / Page	0C6095 / 000137
Instrument Date	Feb 8, 2017
Instrument	59
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	BRIDGE TRUST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 ROGERS ST COVINGTON KY 410151139, COVINGTON, KY 41015-1139

Mortgage

Document Number	60
Date	Feb 13, 2017
Book Page	0C6095/000139
Instrument	60

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3107 Rogers St was $2,318.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,000 (-) Land $10,000 Building $165,000	$175,000 (-) Land $10,000 Building $165,000
2025	$2,318.00	$175,000 Land $5,000 Building $170,000	$175,000 Land $5,000 Building $170,000
2023	$2,331.00	$175,000 Land $5,000 Building $170,000	$175,000 Land $5,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3107 Rogers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3107 Rogers St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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