3203 Rogers St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3203 Rogers St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1914
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2025)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-08-012.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-08-012.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,120 sqft Finished Area
Gross Area	1,256 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	70 ft deep x 30 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3203 ROGERS ST
City	COVINGTON
State	KY
Zip	41015-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON PT LOTS 108-109-110 30'X 70' WS ROGERS 36 2,3' S 32ND
Legal Subdivision	SEHON
Legal Phase	10
Legal Lot Number	108,10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1019
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3203 ROGERS ST, COVINGTON, KY 41015-1141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 22, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Aug 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	2025149
Deed Book / Page	331 / 502
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 10, 2022
Property Address	3203 ROGERS ST, COVINGTON, KY 41015-1141
Document Number	0005900024
Book / Page	152 / 669
Instrument Date	Mar 8, 2022
Instrument	22031005900024
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 EAGLEVIEW DR, 517, LAWRENCEBURG, IN 47025-9373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 ROGERS ST, COVINGTON, KY 41015-1141

Mortgage

Document Number	0005900025
Date	Mar 10, 2022
Instrument	22031005900025

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 22, 2021
Property Address	3203 ROGERS ST, COVINGTON, KY 41015-1141
Document Number	0000000213
Book / Page	00KC68 / 000041
Instrument Date	Jan 22, 2021
Instrument	213
Transaction Type	Transfer
Record Updated	Apr 27, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 ROGERS ST COVINGTON KY 410151141, COVINGTON, KY 41015-1141

Mortgage

Document Number	214
Date	Jan 22, 2021
Book Page	00M157/000797
Instrument	214

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 23, 2018
Property Address	3203 ROGERS ST, COVINGTON, KY 41015-1141
Document Number	0000000276
Book / Page	0C6484 / 000170
Instrument Date	Apr 20, 2018
Instrument	276
Transaction Type	Transfer
Record Updated	Sep 13, 2018

Transaction

Amount	Amount Recorded
Tax	$47.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 ROGERS ST COVINGTON KY 410151141, COVINGTON, KY 41015-1141

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,000 (+17.86%) Land $10,000 Building $155,000	$165,000 (+17.86%) Land $10,000 Building $155,000
2025	$1,855.00 (-0.48%)	$140,000 (-) Land $5,000 Building $135,000	$140,000 (-) Land $5,000 Building $135,000
2023	$1,864.00	$140,000 Land $5,000 Building $135,000	$140,000 Land $5,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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