Kenton County property record for 3109 Rogers St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,183 sqft · built 1919 |
| Lot Size | 0.004 acres (210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jan 2025) |
| Tax Bill | $2,385 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-07-010.00 |
| Primary APN | 056-13-07-010.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,183 sqft Finished Area |
| Gross Area | 1,387 sqft |
| Year Built | Built 1919 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 210 sqft (0.004 acres) |
| Lot Dimensions | 70 ft deep x 3 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 0561307010.00 |
|---|---|
| Street Address | 3109 ROGERS ST |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROGERS PT LOTS 273-274-275 33 1,3'X 70' WS ROGERS 32.25' N 32ND |
| Legal Subdivision | ROGERS M |
| Legal Phase | 5 |
| Legal Lot Number | 273,27 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 61400 |
Source: Kenton County records · APN 056-13-07-010.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3109 ROGERS ST, COVINGTON, KY 41015-1139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Dec 07, 2020 | Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | Oct 04, 2022 · Amount on Record |
| Deed Document Number | 0000019363 |
| Deed Book / Page | 193 / 63 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 04, 2022 |
| Property Address | 3109 ROGERS ST, COVINGTON, KY 41015-1139 |
| Document Number | 0005900238 |
| Book / Page | 193 / 63 |
| Map Reference | PL 292 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 22100405900238 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12118 NATIONAL DR, 12118, GRAFTON, OH 44044-9504 |
| Name | Verified Name |
|---|---|
| Address | 3109 ROGERS ST, COVINGTON, KY 41015-1139 |
| Document Number | 0005900239 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 22100405900239 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 07, 2020 |
| Property Address | 3109 ROGERS ST, COVINGTON, KY 41015-1139 |
| Document Number | 0000000008 |
| Book / Page | 000059 / 000388 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 8 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3109 ROGERS ST COVINGTON KY 410151139, COVINGTON, KY 41015-1139 |
| Document Number | 109 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 00M136/000670 |
| Instrument | 109 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | LISLE, IL 60532 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,385.00 (-0.5%) | $180,000 (-) Land $5,000 Building $175,000 | $180,000 (-) Land $5,000 Building $175,000 |
| 2023 | $2,397.00 | $180,000 Land $5,000 Building $175,000 | $180,000 Land $5,000 Building $175,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 663 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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