Kane County property record for 311 Vincent Pl, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,824 sqft · built 1951 |
| Lot Size | 0.241 acres (10,494 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Mar 2023) |
| Tax Bill | $8,121 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-109-008 |
| Primary APN | 06-14-109-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 2,736 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 10,494 sqft (0.241 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 311 VINCENT PL |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWARD J OBEIRNES SUB NORTH 1/2 OF LOT 9 & ALL OF LOT 8 BLOCK 2 |
| Legal Subdivision | EDWARD J OBEIRNES SUB |
| Legal Block | 2 |
| Legal Lot Number | 9,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 851102 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1378 NEWPORT CIR, PINGREE GROVE, IL 60140-2071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 2, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 4, 2020 | Deed of Trust, Mortgage · VA Mortgage ARC HOME LLC |
| Nov 5, 2018 | Intrafamily Transfer, Transfer · VA Mortgage WEI MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2023 · Amount on Record |
| Deed Sale | Mar 9, 2023 · Amount on Record |
| Prior Sale | Apr 24, 2014 · Amount on Record |
| Deed Document Number | 20237301 |
| Prior Transfer Date | Jun 18, 1997 |
| Prior Transfer Doc | 0000047897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 9, 2023 |
| Property Address | 311 VINCENT PL, ELGIN, IL 60123-3444 |
| Document Number | 0000007301 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023K007301 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 VINCENT PL, ELGIN, IL 60123-3444 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 311 VINCENT PL, ELGIN, IL 60123-3444 |
| Document Number | 0000007302 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 2023K007302 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.05% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 311 VINCENT PL, ELGIN, IL 60123-3444 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000074334 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020K074334 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 311 VINCENT PL, ELGIN, IL 60123-3444 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011302 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020K011302 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 5, 2018 |
| Property Address | 311 VINCENT PL, ELGIN, IL 60123-3444 |
| Document Number | 0000053904 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 2018K053904 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CLA TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 311 VINCENT PL, ELGIN, IL 60123-3444 |
| Document Number | 0000053905 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 2018K053905 |
| Name | WEI MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,121.00 (+15.87%) | $114,451 (+8.57%) Land $29,674 Building $84,777 | $343,490 (+8.57%) Land $89,058 Building $254,433 |
| 2024 | $105,417 (+21.39%) Land $27,332 Building $78,085 | $316,378 (+21.44%) Land $82,029 Building $234,349 | |
| 2022 | $7,009.00 (+4.49%) Homeowner's exemption | $86,839 (+6.96%) Land $22,515 Building $64,324 | $260,517 (+6.96%) Land $67,545 Building $192,972 |
| 2021 | $6,708.00 Homeowner's exemption | $81,188 Land $21,050 Building $60,138 | $243,564 Land $63,150 Building $180,414 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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