286 Vincent Pl, Elgin, IL 60123 Property Records

Kane County property record for 286 Vincent Pl, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1918
Square Footage1,848 sqft Living Area
Lot Size7,920 sqft (0.182 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2017)
Tax Bill$7,380.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-14-152-008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,848 sqft Living Area
Gross Area2,772 sqft Gross Area
Basement Area924 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Exterior MaterialBrick Exterior
Lot Area7,920 sqft (0.182 acres)
Depth X Width132 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address286 VINCENT PL
CityELGIN
StateIL
Zip60123-5352
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMCCLURES LINDEN ADDN LOT 1 BLOCK 4
Legal SubdivisionMCCLURES LINDEN ADDN
Legal Block4
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3023
Census Tract851102

Owner

Source: Kane County records · APN 06-14-152-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address286 VINCENT PL, ELGIN, IL 60123-5352
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Oct 20, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 17, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Dec 18, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2017 · Amount on Record
Deed SaleDec 18, 2017 · Amount on Record
Deed Doc Number201765590
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address286 VINCENT PL, ELGIN, IL 60123-5352
Transaction TypeMortgage
Record UpdatedOct 31, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 VINCENT PL, ELGIN, IL 60123-5352

Mortgage

Document Number0000036535
DateOct 18, 2023
Instrument2023K036535
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term292 Months
DueFeb 01, 2048

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address286 VINCENT PL, ELGIN, IL 60123-5352
Transaction TypeMortgage
Record UpdatedJul 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 VINCENT PL, ELGIN, IL 60123-5352

Mortgage

Document Number0000051490
DateOct 20, 2022
Instrument2022K051490
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term304 Months
DueFeb 01, 2048

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address286 VINCENT PL, ELGIN, IL 60123-5352
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045839
DateAug 17, 2020
Instrument2020K045839
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term330 Months
DueFeb 01, 2048

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 18, 2017
Property Address286 VINCENT PL, ELGIN, IL 60123-5352
Document Number0000065590
Instrument DateNov 14, 2017
Instrument65590
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY'S TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$322.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1025 BENT TREE CT ELGIN IL 601204067, ELGIN, IL 60120-4067

Mortgage

Document Number65591
DateDec 18, 2017
Instrument65591
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,380.00 (+15.86%) Homeowner's exemption
2024$96,474 (+21.39%) Land $20,212 Building $76,262$289,538 (+21.44%) Land $60,660 Building $228,878
2022$6,370.00 (+4.55%) Homeowner's exemption$79,472 (+6.96%) Land $16,650 Building $62,822$238,416 (+6.96%) Land $49,950 Building $188,466
2021$6,093.00 Homeowner's exemption$74,301 Land $15,567 Building $58,734$222,903 Land $46,701 Building $176,202

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