287 Vincent Pl, Elgin, IL 60123 Property Records

Kane County property record for 287 Vincent Pl, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,488 sqft · built 1910
Lot Size0.47 acres (20,460 sqft)
OwnerIndividual Name on File
Last Sale$535,000 (Nov 2023)
Tax Bill$13,547 (2025)
Deeds & MortgagesNov 2023 Sale
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-153-017

Property Details

APN / Parcel Number

Primary APN06-14-153-017

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,488 sqft Living Area
Gross Area5,232 sqft
Basement Area1,744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Lot Area20,460 sqft (0.47 acres)
Lot Dimensions132 ft deep x 155 ft wide
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Water SourceCommercial

Location & Zoning

Street Address287 VINCENT PL
CityELGIN
StateIL
Zip60123-5351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMCCLURES LINDEN ADDN ALL OF LOTS 13 & 14 & LOT 12 (EXCEPT THE SOUTHERLY 25 FT THEREOF)
Legal SubdivisionMCCLURES LINDEN ADDN
Legal Block3
Legal Lot Number12-14
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3024
Census Tract851102

Owner

Source: Kane County records · APN 06-14-153-017

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address554 SAINT CHARLES RD, GLEN ELLYN, IL 60137-3744
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Jul 12, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleJul 12, 2019 · Amount on Record
Prior Transfer DateAug 28, 2008
Prior Transfer Doc0000086697
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 30, 2023
Property Address287 VINCENT PL, ELGIN, IL 60123-5351
Document Number0000041916
Instrument DateNov 17, 2023
Instrument2023K041916
Transaction TypeTransfer
Record UpdatedDec 06, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$535.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address287 VINCENT PL, ELGIN, IL 60123-5351

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 VINCENT PL, ELGIN, IL 60123-5351

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 12, 2019
Property Address287 VINCENT PL, ELGIN, IL 60123-5351
Document Number0000029936
Instrument DateJul 08, 2019
Instrument2019K029936
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address287 VINCENT PL, ELGIN, IL 60123-5351

Mortgage

Document Number0000029937
DateJul 12, 2019
Instrument2019K029937
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,547.00 (+15.9%)
2024$170,933 (+21.39%) Land $34,949 Building $135,984$513,004 (+21.44%) Land $104,889 Building $408,115
2022$11,689.00 (+4.28%) Homeowner's exemption$140,809 (+6.96%) Land $28,790 Building $112,019$422,427 (+6.96%) Land $86,370 Building $336,057
2021$11,209.00 Homeowner's exemption$131,647 Land $26,917 Building $104,730$394,941 Land $80,751 Building $314,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Based on FCC filings for 574 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN
serves 114,797 people
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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