Kane County property record for 320 Vincent Pl, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1941 |
| Square Footage | 2,006 sqft Living Area |
| Lot Size | 6,996 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $257,000 (2020) |
| Tax Bill | $4,831.00 (2025) |
| Primary APN | 06-14-108-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 3,009 sqft Gross Area |
| Basement Area | 1,003 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Georgian Style |
| Exterior Material | Brick Exterior |
| Lot Area | 6,996 sqft (0.161 acres) |
| Depth X Width | 132 ft x 53 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Water Source | Commercial Water Source |
| Street Address | 320 VINCENT PL |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EDWARD J OBEIRNES SUB LOT 15 BLOCK 3 |
| Legal Subdivision | EDWARD J OBEIRNES SUB |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3014 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-108-014
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 VINCENT PL, ELGIN, IL 60123-3445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 20, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Apr 27, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on Record |
| Deed Sale | Apr 27, 2020 · Amount on Record |
| Prior Sale | Aug 28, 2003 · Amount on Record |
| Deed Doc Number | 202020726 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 VINCENT PL, ELGIN, IL 60123-3445 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023319 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021K023319 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 320 VINCENT PL, ELGIN, IL 60123-3445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007911 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 2018K007911 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 27, 2020 |
| Property Address | 320 VINCENT PL, ELGIN, IL 60123-3445 |
| Document Number | 0000020726 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 20726 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 17 LOCKMAN CIR ELGIN IL 601231248, ELGIN, IL 60123-1248 |
| Document Number | 20727 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 20727 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,831.00 (-35.79%) Homeowner's exemption | ||
| 2024 | $112,627 (+21.39%) Land $20,609 Building $92,018 | $338,016 (+21.44%) Land $61,852 Building $276,164 | |
| 2022 | $7,524.00 (+4.46%) Homeowner's exemption | $92,778 (+6.96%) Land $16,977 Building $75,801 | $278,334 (+6.96%) Land $50,931 Building $227,403 |
| 2021 | $7,203.00 Homeowner's exemption | $86,741 Land $15,872 Building $70,869 | $260,223 Land $47,616 Building $212,607 |
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