Kane County property record for 317 Vincent Pl, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,872 sqft · built 1994 |
| Lot Size | 0.158 acres (6,864 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $246,000 (Dec 2017) |
| Tax Bill | $8,809 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-109-007 |
| Primary APN | 06-14-109-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Gross Area | 2,808 sqft |
| Basement Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Lot Area | 6,864 sqft (0.158 acres) |
| Lot Dimensions | 132 ft deep x 52 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 317 VINCENT PL |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDWARD J OBEIRNES SUB LOT 7 BLOCK 2 |
| Legal Subdivision | EDWARD J OBEIRNES SUB |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 851102 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 VINCENT PL, ELGIN, IL 60123-3444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Dec 27, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Prior Sale | Dec 11, 2007 · Amount on Record |
| Deed Document Number | 201767208 |
| Last Transfer Date | Jul 24, 2020 |
| Transfer Doc | 0000042595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 3, 2020 |
| Property Address | 317 VINCENT PL, ELGIN, IL 60123-3444 |
| Document Number | 0000042595 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2020K042595 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 VINCENT PL, ELGIN, IL 60123-3444 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042596 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 2020K042596 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 27, 2017 |
| Property Address | 317 VINCENT PL, ELGIN, IL 60123-3444 |
| Document Number | 0000067208 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 67208 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2018 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 561 DUNDEE AVE ELGIN IL 601203856, ELGIN, IL 60120-3856 |
| Document Number | 67209 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 67209 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,809.00 (+4.11%) Homeowner's exemption | ||
| 2024 | $8,461.00 (+11.29%) | $115,078 (+21.39%) Land $20,609 Building $94,469 | $345,372 (+21.44%) Land $61,852 Building $283,520 |
| 2022 | $7,603.00 (+4.05%) Homeowner's exemption | $94,798 (+7.84%) Land $16,977 Building $77,821 | $284,394 (+7.84%) Land $50,931 Building $233,463 |
| 2021 | $7,307.00 Homeowner's exemption | $87,910 Land $15,872 Building $72,038 | $263,730 Land $47,616 Building $216,114 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures