311 E Water St, Prospect, OH 43342 Property Records

Marion County property record for 311 E Water St, Prospect, OH 43342

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,736 sqft · built 1940
Lot Size	0.172 acres (7,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$276,000 (Jul 2021)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`27-0010019.900`

Property Details

APN / Parcel Number

Primary APN	`27-0010019.900`
Alternative APN	`060001200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	4,285 sqft
1st Floor Area	1,500 sqft
Upper Floors Area	1,236 sqft
Basement Area	313 sqft
Flooring	Wood
Interior Walls	Block
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Roof Material	Other
Lot Area	7,505 sqft (0.172 acres)
View / Lot	Front Unit
Garage Type	Detached
Garage Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	311 E WATER ST
City	PROSPECT
State	OH
Zip	43342-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAST & DAVIS LOT 250 PG 14 101 1.00 199.00
Legal Subdivision	GAST & DAVIS
Legal Lot Number	250
Jurisdiction	MARION OH
Township / Civil Division	PROSPECT
Census Block Group	1
Census Block	1037
Census Tract	10500

Owner

Source: Marion County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 E WATER ST, PROSPECT, OH 43342-9722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Dec 14, 2020	Grant Deed, Transfer ATTORNEY ONLY
Sep 17, 2020	Grant Deed, Transfer SERVICELINK
Sep 17, 2020	Quit Claim Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	20215391
Deed Book / Page	1574 / 638
Last Transfer Date	Mar 25, 2025
Transfer Doc	0017450543
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jul 9, 2021
Property Address	311 E WATER ST, PROSPECT, OH 43342-9722
Document Number	0015740638
Book / Page	1574 / 638
Instrument Date	Jul 1, 2021
Instrument	2021-05391
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E WATER ST, PROSPECT, OH 43342-9722

Mortgage

Document Number	202105392
Date	Jul 9, 2021
Instrument	2021-05392

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION OH
Recording Date	Dec 14, 2020
Property Address	311 E WATER ST, PROSPECT, OH 43342-9722
Document Number	0015440539
Book / Page	001544 / 000539
Instrument Date	Dec 8, 2020
Instrument	8354
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	311 E WATER ST PROSPECT OH 433429722, PROSPECT, OH 43342-9722

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARION OH
Recording Date	Sep 17, 2020
Property Address	311 E WATER ST, PROSPECT, OH 43342-9722
Document Number	0015320058
Book / Page	001532 / 000058
Instrument Date	Sep 11, 2020
Instrument	5929
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2020: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MARION OH
Recording Date	Sep 17, 2020
Property Address	311 E WATER ST, PROSPECT, OH 43342-9722
Document Number	0015310935
Book / Page	001531 / 000935
Instrument Date	Sep 11, 2020
Instrument	5913
Transaction Type	Foreclosure
Record Updated	Oct 1, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9 SYLVAN WAY PARSIPPANY NJ 070543816, PARSIPPANY, NJ 07054-3816

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Prospect Township
Municipality	Prospect Village
Unified School District	Elgin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,531.00 (+21.26%)	$108,400 (+35.33%) Land $6,730 Building $101,670	$309,720 (+35.34%) Land $19,230 Building $290,490
2024	$2,912.00 (-23.75%)	$80,100 (-) Land $7,050 Building $73,050
2023	$3,819.00 (-0.31%)	$80,100 (-) Land $7,050 Building $73,050
2022	$3,831.00	$80,100 Land $7,050 Building $73,050	$228,850 Land $20,140 Building $208,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	82 (1978–2025)
Claims Outside the SFHA	7 of 82
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 12 claims Severe Storms And Flooding, Aug 1995 · 17 claims Severe Storms & Flooding, Jul 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Bresco Broadband, Verizon.

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures